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SoFi Technologies, Inc. SOFI Long-Term Debt

Long-Term Debt at other companies

JPMorgan ChaseJPM

$460.52B+9.7%

Gen Digital Inc.GEN

$8.02B+0.6%

SLMSLM

$6.17B+0.4%

Green DotGDOT

$63.64M+0.6%

NavientNAVI

$39.24B-8.5%

Upstart Holdings, Inc.UPST

$1.92B+44.0%

Other financials

Income statement

Revenue$1.2B+42.5%

Gross profit$929.2M+46.1%

Net income$156.6M+61.1%

EPS (diluted)$0.12+50.0%

Balance sheet

Cash & equivalents$3.1B+15.2%

Total debt$3.3B-18.2%

Total equity$11.1B+61.4%

Total assets$60.9B+48.2%

Cash flow

Operating cash flow-$2.3B-10,866%

CapEx$67.6M+28.4%

Free cash flow-$2.4B-7,560%

Valuation

Market cap$21.47B-19.7%

Enterprise value$21.75B-23.1%

P/E33.8×-13.9×

P/S5×-3.8×

Profitability

Gross margin83.6%+1.4pp

Net margin14.8%-3.6pp

FCF margin-160.7%-834pp

Returns & leverage

Return on equity7.1%-1.7pp

Debt / equity0.3×-0.3×

Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The official record: SoFi Technologies, Inc.’s 8-K, filed July 29, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SoFi Technologies, Inc.'s long-term debt?: SoFi Technologies, Inc. (SOFI) reported long-term debt of $3.3B in Q2 2026.
How has SoFi Technologies, Inc.'s long-term debt changed year-over-year?: SoFi Technologies, Inc.'s long-term debt decreased by 16.3% year-over-year, from $3.94B to $3.3B.
What is the long-term trend for SoFi Technologies, Inc.'s long-term debt?: Over 5 years (2020 to 2025), SoFi Technologies, Inc.'s long-term debt has grown at a -17.7% compound annual growth rate (CAGR), from $4.8B to $1.82B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.