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Long-Term Debt at other companies

Enova International logo
Enova InternationalENVA
$4.83B+28.6%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$1.81B-40.5%
Ally Financial logo
Ally FinancialALLY
$14.91B+23.9%
Blue Owl Technology Finance Corp. logo
Blue Owl Technology Finance Corp.OTF
$6.9B+34.6%
nCino, Inc. logo
nCino, Inc.NCNO
$253.01M
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM

Other financials

Income statement

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Revenue$308.2M+44.4%
Operating income-$7.5M-67.2%
Net income-$6.6M-172%
EPS (diluted)-$0.07-133%

Balance sheet

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Cash & equivalents$931.3M+10.9%
Total debt$1.9B+40.3%
Total equity$733.2M+8.4%
Total assets$3.0B+29.0%

Cash flow

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Operating cash flow-$133.3M-888%
CapEx$2.8M
Free cash flow-$136.0M-909%

Valuation

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Market cap$3.01B-43.6%
Enterprise value$4.02B-29.1%
P/E61×
P/S2.6×-4.7×

Profitability

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Operating margin3.5%+1.9pp
Net margin4.3%+2.6pp
FCF margin27%+16.9pp

Returns & leverage

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Return on equity7%+4.4pp
Debt / equity2.6×+0.6×

Where this comes from

Reported directly by Upstart Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtLongtermAndShorttermCombinedAmount.

The official record: Upstart Holdings, Inc.’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Upstart Holdings, Inc.'s long-term debt?
Upstart Holdings, Inc. (UPST) reported long-term debt of $1.92B in Q1 2026.
How has Upstart Holdings, Inc.'s long-term debt changed year-over-year?
Upstart Holdings, Inc.'s long-term debt increased by 44.0% year-over-year, from $1.33B to $1.92B.
What is the long-term trend for Upstart Holdings, Inc.'s long-term debt?
Over 5 years (2020 to 2025), Upstart Holdings, Inc.'s long-term debt has grown at a 96.4% compound annual growth rate (CAGR), from $62.63M to $1.83B.
What does long-term debt mean?
Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.