What is Affirm Holdings, Inc.'s long-term debt?

Affirm Holdings, Inc. (AFRM) reported long-term debt of $8.87B in Q1 2026.

How has Affirm Holdings, Inc.'s long-term debt changed year-over-year?

Affirm Holdings, Inc.'s long-term debt increased by 24.2% year-over-year, from $7.15B to $8.87B.

What does long-term debt mean?

Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.

Affirm Holdings, Inc. AFRM Long-Term Debt

Long-Term Debt at other companies

JPMorgan ChaseJPM

$460.52B+9.7%

Upbound Group, Inc.UPBD

$1.01B-8.5%

BlockXYZ

$5.72B+11.9%

Synchrony FinancialSYF

$16.43B-3.4%

PayPal Holdings, Inc.PYPL

$10.9B-3.5%

Upstart Holdings, Inc.UPST

$1.92B+44.0%

Other financials

Income statement

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Revenue$1.0B+32.6%

Operating income$88.4M+1,154%

Net income$102.9M+3,570%

EPS (diluted)$0.30+2,900%

Balance sheet

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Cash & equivalents$2.5B+42.5%

Total debt$9.3B+18.8%

Total equity$3.8B+31.6%

Total assets$13.1B+25.9%

Cash flow

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Operating cash flow$386.5M+83.7%

CapEx$61.4M+15.8%

Free cash flow$325.1M+107%

Valuation

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Market cap$23.48B+7.9%

Enterprise value$30.34B+51.5%

P/E61.4×-355×

P/S5.9×-0.8×

Profitability

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Operating margin-7.3%-3.2pp

Net margin9.6%+8.2pp

FCF margin19.8%-0.4pp

Returns & leverage

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Return on equity11.5%+9.9pp

Debt / equity2.5×-0.3×

Where this comes from

Reported directly by Affirm Holdings, Inc. in its filing.

Tagged under the XBRL concept us-gaap:LongTermDebt.

The official record: Affirm Holdings, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Affirm Holdings, Inc.'s long-term debt?: Affirm Holdings, Inc. (AFRM) reported long-term debt of $8.87B in Q1 2026.
How has Affirm Holdings, Inc.'s long-term debt changed year-over-year?: Affirm Holdings, Inc.'s long-term debt increased by 24.2% year-over-year, from $7.15B to $8.87B.
What does long-term debt mean?: Bonds, term loans, notes payable, and other borrowings with maturities beyond one year — the primary long-term financing source.