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South Plains Financial, Inc. SPFI Interest Income Federal Funds Sold And Deposits With Financial Institutions

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Other financials

Income statement

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Revenue$64.5M+18.0%
Net income$19.0M+30.0%
EPS (diluted)$0.96+11.6%

Balance sheet

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Cash & equivalents$787.8M+67.4%
Total debt$7.9M-10.9%
Total equity$629.8M+38.7%
Total assets$5.4B+23.5%

Cash flow

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Operating cash flow$27.9M+89.0%
CapEx$1.0M-40.0%
Free cash flow$26.8M+106%

Valuation

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Market cap$841.17M+39.7%
P/E12.9×+1.9×
P/S3.7×+0.8×

Profitability

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Net margin28.7%+1.9pp
FCF margin33.3%+4.7pp

Returns & leverage

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Return on equity12%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:InterestIncomeFederalFundsSoldAndDepositsWithFinancialInstitutions.

The source filing: South Plains Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031701
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Securities:
Taxable4,2384,7008,5239,392
Non-taxable8518021,7041,603
Federal funds sold and interest-bearing deposits in banks5,8084,74710,6258,606
Total interest income75,00364,135137,635124,057
Interest expense:
Deposits23,71620,06242,59439,889
Short-term borrowings38-38-

Item 1. Consolidated Financial Statements

FAQ

What is South Plains Financial, Inc.'s interest income federal funds sold and deposits with financial institutions?
South Plains Financial, Inc. (SPFI) reported interest income federal funds sold and deposits with financial institutions of $5.81M in Q2 2026.
How has South Plains Financial, Inc.'s interest income federal funds sold and deposits with financial institutions changed year-over-year?
South Plains Financial, Inc.'s interest income federal funds sold and deposits with financial institutions increased by 22.4% year-over-year, from $4.75M to $5.81M.
What is the long-term trend for South Plains Financial, Inc.'s interest income federal funds sold and deposits with financial institutions?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s interest income federal funds sold and deposits with financial institutions has grown at a 160.1% compound annual growth rate (CAGR), from $412K to $18.85M.
What does interest income federal funds sold and deposits with financial institutions mean?
Interest Income Federal Funds Sold And Deposits With Financial Institutions as reported by South Plains Financial, Inc. Common Stock.

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