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South Plains Financial, Inc. SPFI Service Charges On Deposit Accounts

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Other financials

Income statement

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Revenue$64.5M+18.0%
Net income$19.0M+30.0%
EPS (diluted)$0.96+11.6%

Balance sheet

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Cash & equivalents$787.8M+67.4%
Total debt$7.9M-10.9%
Total equity$629.8M+38.7%
Total assets$5.4B+23.5%

Cash flow

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Operating cash flow$27.9M+89.0%
CapEx$1.0M-40.0%
Free cash flow$26.8M+106%

Valuation

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Market cap$837.96M+39.2%
P/E12.9×+1.8×
P/S3.7×+0.7×

Profitability

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Net margin28.7%+1.9pp
FCF margin33.3%+4.7pp

Returns & leverage

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Return on equity12%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept spfi:ServiceChargesOnDepositAccounts.

The source filing: South Plains Financial, Inc.’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031701
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for credit losses3502,5006102,920
Net interest income, after provision for credit losses49,99940,00392,59178,110
Noninterest income:
Service charges on deposit accounts2,3662,0984,6214,239
Net gain on sales of loans2,7332,6555,0655,246
Bank card services and interchange fees4,1103,7717,3267,150
Other mortgage banking income2,1149513,700473
Investment commissions4664261,021860

Item 1. Consolidated Financial Statements

FAQ

What is South Plains Financial, Inc.'s service charges on deposit accounts?
South Plains Financial, Inc. (SPFI) reported service charges on deposit accounts of $2.37M in Q2 2026.
How has South Plains Financial, Inc.'s service charges on deposit accounts changed year-over-year?
South Plains Financial, Inc.'s service charges on deposit accounts increased by 12.8% year-over-year, from $2.1M to $2.37M.
What is the long-term trend for South Plains Financial, Inc.'s service charges on deposit accounts?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s service charges on deposit accounts has grown at a 6.1% compound annual growth rate (CAGR), from $6.96M to $8.82M.
What does service charges on deposit accounts mean?
Service Charges On Deposit Accounts as reported by South Plains Financial, Inc. Common Stock.

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