What is SiriusPoint's property catastrophe — year 4?

SiriusPoint (SPNT) reported property catastrophe — year 4 of 59.1% in Q4 2025.

What does property catastrophe — year 4 mean?

Represents the net earned premiums or underwriting results for the Property Catastrophe segment during the fourth year of a specific underwriting cycle or cohort. This metric helps investors track the long-term performance and profitability of catastrophe-exposed business over time. It is essential for assessing the volatility and risk-adjusted returns of the company's property reinsurance portfolio.

SiriusPoint SPNT Property Catastrophe — Year 4

Other product segments

Casualty

28%-1.8%

Property Other

15.5%-16.2%

Other

7.6%0.0%

Other Specialties

6.1%+17.3%

A&H

0.8%+100%

Similar metrics at other companies

ACGLProperty excluding property catastrophe — Year Four

7.3%+0.5pp

ACGLProperty catastrophe — Year Four

138.8%-75.1pp

AFGProperty and casualty insurance — Year 4, Cumulative

88.9%-1.3pp

AFGProperty and casualty insurance — Year 4

12.3%-4.1pp

ACGLProperty excluding property catastrophe — Year Five

5.4%+0.7pp

ESN

ESNTProperty Insurance Product Line — Year 4

9%-1.0pp

Other financials

Income statement

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Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.76B+25.6%

Profitability

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Net margin15.4%+8.4pp

Returns & leverage

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Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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What is SiriusPoint's property catastrophe — year 4?: SiriusPoint (SPNT) reported property catastrophe — year 4 of 59.1% in Q4 2025.
What does property catastrophe — year 4 mean?: Represents the net earned premiums or underwriting results for the Property Catastrophe segment during the fourth year of a specific underwriting cycle or cohort. This metric helps investors track the long-term performance and profitability of catastrophe-exposed business over time. It is essential for assessing the volatility and risk-adjusted returns of the company's property reinsurance portfolio.