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Synchrony Financial SYF Accrued Expenses

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Other financials

Income statement

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Net income$805.0M+6.3%
EPS (diluted)$2.27+20.1%

Balance sheet

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Cash & equivalents$20.6B-4.9%
Total debt$16.4B-3.4%
Total equity$16.5B-0.6%
Total assets$121.50B-0.4%

Cash flow

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Operating cash flow$2.2B-0.8%

Valuation

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Market cap$25.79B-0.2%
Enterprise value$21.65B-3.3%
P/E7.2×-0.7×

Returns & leverage

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Return on equity21.8%+3.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Synchrony Financial in its filing.

Tagged under the XBRL concept us-gaap:AccruedLiabilitiesAndOtherLiabilities.

The source filing: Synchrony Financial’s 10-Q, filed April 23, 2026.

Filed
Apr 23, 2026, 4:14 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001601712-26-000016
($ in millions)At March 31, 2026At December 31, 2025
Borrowings of consolidated securitization entities8,9158,415
Senior and subordinated unsecured notes7,5136,767
Total borrowings16,42815,182
Accrued expenses and other liabilities5,7026,003
Total liabilities$105,024$102,329
Equity:
Preferred stock, par value $0.001 per share; 300 million shares authorized, 1.25 million shares issued and outstanding at March 31, 2026 and December 31, 2025$1,222$1,222
Common stock, par value $0.001 per share; 4.0 billion shares authorized; 834 million shares issued at both March 31, 2026 and December 31, 2025; 337 million and 347 million shares outstanding at March 31, 2026 and December 31, 2025, respectively11

ITEM 1. FINANCIAL STATEMENTS

FAQ

What is Synchrony Financial's accrued expenses?
Synchrony Financial (SYF) reported accrued expenses of $5.7B in Q1 2026.
How has Synchrony Financial's accrued expenses changed year-over-year?
Synchrony Financial's accrued expenses increased by 14.0% year-over-year, from $5B to $5.7B.
What is the long-term trend for Synchrony Financial's accrued expenses?
Over 5 years (2020 to 2025), Synchrony Financial's accrued expenses has grown at a 5.1% compound annual growth rate (CAGR), from $4.69B to $6B.
What does accrued expenses mean?
Expenses incurred but not yet paid or invoiced — interest accruals, tax accruals, warranty reserves, and other timing differences.

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