Revenue

Interest and Fee Income on Loans and Leases

Truist Financial Interest and Fee Income on Loans and Leases decreased by 3.7% to $4.60B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.4%, from $4.49B to $4.60B. Over 4 years (FY 2021 to FY 2025), Interest and Fee Income on Loans and Leases shows an upward trend with a 13.0% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionRevenue
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ1 2026May 1, 2026

How to read this metric

An increase suggests growth in the loan portfolio or higher interest rates, while a decrease may indicate shrinking loan volume or competitive pricing pressure.

Detailed definition

This represents the primary revenue generated from the bank's core lending activities, including interest payments and a...

Peer comparison

Standard across all commercial banks; peers typically report this as 'Interest Income on Loans'.

Metric ID: bac_interest_and_fee_income_loans_and_leases

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.90B$2.83B$2.75B$2.64B$2.90B$3.49B$4.22B$4.66B$4.92B$4.98B$4.97B$4.87B$4.88B$4.85B$4.63B$4.49B$4.66B$4.82B$4.78B$4.60B
QoQ Change-2.6%-2.5%-4.0%+9.6%+20.4%+20.9%+10.3%+5.6%+1.2%-0.1%-2.1%+0.3%-0.6%-4.5%-3.0%+3.7%+3.4%-0.8%-3.7%
YoY Change-0.1%+23.5%+53.3%+76.1%+69.6%+42.6%+17.8%+4.5%-0.7%-2.5%-6.8%-7.6%-4.6%-0.7%+3.1%+2.4%
Range$2.64B$4.98B
CAGR+10.2%
Avg YoY Growth+16.9%
Median YoY Growth+2.7%
Current Streak2 quarters decline

Frequently Asked Questions

What is Truist Financial's interest and fee income on loans and leases?
Truist Financial (TFC) reported interest and fee income on loans and leases of $4.60B in Q1 2026.
How has Truist Financial's interest and fee income on loans and leases changed year-over-year?
Truist Financial's interest and fee income on loans and leases increased by 2.4% year-over-year, from $4.49B to $4.60B.
What is the long-term trend for Truist Financial's interest and fee income on loans and leases?
Over 4 years (2021 to 2025), Truist Financial's interest and fee income on loans and leases has grown at a 13.0% compound annual growth rate (CAGR), from $11.48B to $18.74B.
What does interest and fee income on loans and leases mean?
The total interest and fees earned from lending money to customers.