Interest Income (Expense), after Provision for Loan Loss
Truist Financial Interest Income (Expense), after Provision for Loan Loss decreased by 2.1% to $3.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 2.3%, from $3.05B to $3.12B. Over 4 years (FY 2021 to FY 2025), Interest Income (Expense), after Provision for Loan Loss shows relatively stable performance with a -2.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase suggests improved net interest margins or lower credit risk, while a decrease indicates compressed margins or rising credit quality concerns.
Detailed definition
This metric represents the net interest income generated by a financial institution after accounting for both interest e...
Peer comparison
Standard across all commercial banks as a primary indicator of core lending profitability.
other_interest_income_expense_after_provision_for_loan_lossHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $3.68B | $3.56B | $3.35B | $3.28B | $3.24B | $3.51B | $3.51B | $3.37B | $3.09B | $3.07B | $2.97B | $2.87B | $3.08B | $3.15B | $3.12B | $3.05B | $3.10B | $3.19B | $3.19B | $3.12B |
| QoQ Change | — | -3.3% | -5.9% | -2.0% | -1.3% | +8.5% | +0.1% | -4.2% | -8.3% | -0.6% | -3.1% | -3.3% | +7.1% | +2.5% | -1.1% | -2.2% | +1.6% | +3.0% | -0.2% | -2.1% |
| YoY Change | — | — | — | — | -12.0% | -1.3% | +5.0% | +2.7% | -4.6% | -12.6% | -15.5% | -14.7% | -0.4% | +2.8% | +5.0% | +6.2% | +0.7% | +1.2% | +2.2% | +2.3% |
Business Segments
| Segment | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 |
|---|---|---|---|---|---|---|---|---|
| CSBB | — | — | — | — | — | $2.30B | $2.32B | $2.29B |
| WB | — | — | — | — | — | $1.48B | $1.55B | $1.55B |
| CB-Commercial | $1.73B | $1.52B | $1.39B | $1.40B | $1.44B | — | — | — |
| CB-Retail | $2.67B | $2.47B | $2.44B | $2.41B | $2.38B | — | — | — |
| IH | $41.00M | $14.00M | -$84.00M | -$80.00M | -$85.00M | — | — | — |
| OT&C | -$933.00M | -$634.00M | -$661.00M | -$659.00M | -$769.00M | — | — | — |
| Total | $3.51B | $3.37B | $3.09B | $3.07B | $2.97B | $2.87B | $3.08B | $3.15B |
CB-Commercial, CB-Retail, CSBB, IH, OT&C, WB were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Interest Income (Expense), after Provision for Loan Loss at Other Companies
Frequently Asked Questions
- What is Truist Financial's interest income (expense), after provision for loan loss?
- Truist Financial (TFC) reported interest income (expense), after provision for loan loss of $3.12B in Q1 2026.
- How has Truist Financial's interest income (expense), after provision for loan loss changed year-over-year?
- Truist Financial's interest income (expense), after provision for loan loss increased by 2.3% year-over-year, from $3.05B to $3.12B.
- What is the long-term trend for Truist Financial's interest income (expense), after provision for loan loss?
- Over 4 years (2021 to 2025), Truist Financial's interest income (expense), after provision for loan loss has grown at a -2.4% compound annual growth rate (CAGR), from $13.82B to $12.53B.
- What does interest income (expense), after provision for loan loss mean?
- The net interest profit remaining after paying interest on liabilities and setting aside funds for potential loan losses.