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Ameris Bancorp ABCB Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Amerant BancorpAMTB

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Provision for unfunded commitments1,360(335)225,038
Provision for other credit losses(1)(3)(7)(3)
Provision for credit losses17,2532,77233,80424,664
Net interest income after provision for credit losses235,231229,041463,116428,988
Noninterest income
Service charges on deposit accounts14,04413,49327,72326,626
Mortgage banking activity32,52639,22169,53474,475
Other service charges, commissions and fees1,0651,1582,0922,267

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's interest income (expense), after provision for loan loss?
Ameris Bancorp (ABCB) reported interest income (expense), after provision for loan loss of $235.23M in Q2 2026.
How has Ameris Bancorp's interest income (expense), after provision for loan loss changed year-over-year?
Ameris Bancorp's interest income (expense), after provision for loan loss increased by 2.7% year-over-year, from $229.04M to $235.23M.
What is the long-term trend for Ameris Bancorp's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Ameris Bancorp's interest income (expense), after provision for loan loss has grown at a 5.8% compound annual growth rate (CAGR), from $690.69M to $866.68M.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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