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Triumph Financial TFIN Factoring — Depreciation

Other segment segments

Banking
$1.54M-7.0%
Payments
$156K-29.7%
Intelligence
$18K+157%

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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+39.4%
P/E46.9×-48.5×
P/S+0.9×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:Depreciation.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Noninterest income5,3311,91710,8932,38920,53088521,415
Noninterest expense:
Salaries and employee benefits14,68412,4529,7713,44940,35619,73160,087
Depreciation1,540273156181,9877762,763
Other occupancy, furniture and equipment2,128463163132,7678343,601
FDIC insurance and other regulatory assessments1,1671,1671,167
Professional fees4,3564363001125,2041,8857,089
Amortization of intangible assets2691118121,2832,475112,486

Item 1. Financial Statements

FAQ

What is Triumph Financial's factoring — depreciation?
Triumph Financial (TFIN) reported factoring — depreciation of $273K in Q2 2026.
How has Triumph Financial's factoring — depreciation changed year-over-year?
Triumph Financial's factoring — depreciation decreased by 41.7% year-over-year, from $468K to $273K.
What is the long-term trend for Triumph Financial's factoring — depreciation?
Over 3 years (2022 to 2025), Triumph Financial's factoring — depreciation has grown at a -12.6% compound annual growth rate (CAGR), from $2.65M to $1.77M.
What does factoring — depreciation mean?
Represents the systematic allocation of the cost of tangible fixed assets, such as office equipment and furniture, over their useful lives within the factoring business segment. This non-cash expense reflects the wear and tear of physical capital used to support factoring operations.

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