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Triumph Financial

TFIN

Triumph Financial, Inc. is a financial holding company that provides a specialized suite of banking, factoring, payments, and data intelligence services primarily focused on the North American for-hire trucking ecosystem.

Market cap
$1.81B+39.6%
Revenue$455.4M+8.6%
Net income$38.6M+184%
Free cash flow$60.5M
EPS (diluted)$1.48+244%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$123.2M
EPS estimate$0.58

Financials

Q2 2026

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation & ratios

Valuation

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Market cap$1.81B+39.6%
P/E47×-50.6×
P/S+0.8×

Profitability

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Net margin8.5%+5.2pp

Returns & leverage

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Return on equity4.1%+2.6pp

Competitors

Profile

Triumph Financial, Inc. is a financial holding company that provides a specialized suite of banking, factoring, payments, and data intelligence services primarily focused on the North American for-hire trucking ecosystem. The company leverages an integrated business model to streamline the presentment, audit, and payment of transportation invoices while providing critical working capital and actionable insights to participants in the logistics supply chain.

Competitive position

A leading specialized provider in the trucking financial ecosystem, uniquely integrating traditional banking with a dominant transportation payments network and factoring platform.

GeographiesUnited States
Customer segmentsTransportation and Logistics, Small and Medium Enterprises, Financial Institutions
Business modelB2B Payments Network, Asset-based Lending, SaaS, Factoring
SuppliersFederal Reserve System, Depositors, Software and AI technology providers, Capital markets
CustomersTrucking carriers, Freight brokers, Shippers, Mortgage banking companies, Commercial real estate investors
Listed2014
Employees1.6K
CEOAaron Graft
Websitetfin.com
FilingsSEC EDGAR

FAQ

What is Triumph Financial's market cap?
Triumph Financial (TFIN) has a market capitalization of $1.8B and trades on NASDAQ.
What is Triumph Financial's revenue and profitability?
Triumph Financial generated $455.4M in trailing twelve-month revenue with net income of $38.6M, representing a net margin of 8.5%, with free cash flow of $60.5M. These figures are based on the Q2 2026 filing.
Who are Triumph Financial's competitors?
Triumph Financial's key competitors include WEX Inc., U.S. Bancorp, Tompkins Financial Corporation, and others. These companies compete in similar markets and product categories.
Who does Triumph Financial partner with?
Triumph Financial's notable partners include Fannie Mae, Freddie Mac, Ginnie Mae.
What subsidiaries does Triumph Financial have?
Triumph Financial's subsidiaries include TBK Bank, SSB, HubTran, Inc., Isometric Technologies Inc., and others.
Where is Triumph Financial headquartered?
Triumph Financial is headquartered in United States of America and employs approximately 1,571 people. It has been publicly traded since 2014.