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Tompkins Financial

TMP

Tompkins Financial Corporation is a community-based financial holding company that provides a comprehensive suite of banking and wealth management services.

Market cap
$1.45B+54.6%
Revenue$453.1M+42.5%
Net income$175.3M+121%
EPS (diluted)$12.23+120%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 23, 2026 (in 3 months)
Revenue estimate$89.8M
EPS estimate$1.92

Financials

Q2 2026

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

See full
Cash & equivalents$147.8M-30.5%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Valuation & ratios

Valuation

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Market cap$1.43B+54.6%
P/E8.1×-3.9×
P/S3.2×+0.1×

Profitability

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Net margin38.7%+13.7pp

Returns & leverage

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Return on equity20.4%+9.3pp

Competitors

Profile

Tompkins Financial Corporation is a community-based financial holding company that provides a comprehensive suite of banking and wealth management services. The company operates through a locally-oriented model, leveraging its primary banking subsidiary to serve regional markets in New York and Pennsylvania. Its core value proposition focuses on delivering personalized financial relationships and sustainable organic growth through a combination of traditional service and digital delivery channels.

Competitive position

A community-focused regional player that emphasizes personalized service and local decision-making to compete against larger national institutions.

GeographiesNew York, Pennsylvania, United States
Customer segmentsRetail consumers, Small to medium enterprises, Agricultural producers, Affluent individuals
Business modelInterest-based lending, Fee-based advisory, Asset-based management fees
SuppliersFederal Home Loan Bank of New York, Federal Reserve System, Technology and automation providers, Third-party loan review services
CustomersSmall business owners, Residential mortgage borrowers, Commercial real estate developers, Wealth management clients
Listed1986
Employees1.0K
CEOStephen S. Romaine
FilingsSEC EDGAR

Questions, answered.

What is Tompkins Financial's market cap?
Tompkins Financial (TMP) has a market capitalization of $1.4B and trades on AMEX.
What is Tompkins Financial's revenue and profitability?
Tompkins Financial generated $453.1M in trailing twelve-month revenue with net income of $175.3M, representing a net margin of 38.7%. These figures are based on the Q2 2026 filing.
Who are Tompkins Financial's competitors?
Tompkins Financial's key competitors include M&T Bank Corporation, KeyCorp, Community Financial System, Inc., and others. These companies compete in similar markets and product categories.
Who does Tompkins Financial partner with?
Tompkins Financial's notable partners include Arthur J. Gallagher Risk Management Services, LLC, Federal Home Loan Bank of New York.
What subsidiaries does Tompkins Financial have?
Tompkins Financial's subsidiaries include Tompkins Community Bank, Tompkins Financial Advisors.
Where is Tompkins Financial headquartered?
Tompkins Financial is headquartered in United States of America and employs approximately 1,032 people. It has been publicly traded since 1986.