Connect your AI

Tompkins Financial TMP Net margin

Net margin at other companies

M&T BankMTB

29.8%+1.5pp

KeyCorpKEY

25.4%+24.9pp

First Commonwealth FinancialFCF

29.2%+0.5pp

Community Financial SystemCBU

26.1%+1.1pp

Trico BancsharesTCBK

30.1%+1.4pp

F.N.B. CorporationFNB

32.4%+3.7pp

Other financials

Income statement

Revenue$83.7M+2.4%

Net income$26.1M+32.5%

EPS (diluted)$1.82+32.8%

Balance sheet

Cash & equivalents$171.4M-11.2%

Total debt$122.1M-71.4%

Total equity$946.7M+27.7%

Total assets$8.7B+6.1%

Cash flow

Operating cash flow$73.4M+230%

CapEx$2.3M+72.2%

Free cash flow$71.1M+241%

Valuation

Market cap$1.34B+24.1%

P/E8×-6.6×

P/S3×-0.5×

Profitability

FCF margin28.8%0.0pp

Returns & leverage

Return on equity19.8%+9.4pp

Debt / equity0.1×-0.5×

Where this comes from

Calculated from Tompkins Financial’s reported figures.

net income/total revenue=37.3%

Based on trailing twelve months.

The official record: Tompkins Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

Ask your AI about Tompkins Financial's net margin.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Harbor at dusk

Questions, answered.

What is Tompkins Financial's net margin?: Tompkins Financial (TMP) reported net margin of 37.3% in Q1 2026.
How has Tompkins Financial's net margin changed year-over-year?: Tompkins Financial's net margin increased by 56.2% year-over-year, from 23.9% to 37.3%.
What is the long-term trend for Tompkins Financial's net margin?: Over 5 years (2020 to 2025), Tompkins Financial's net margin has grown at a 6.8% compound annual growth rate (CAGR), from 25.9% to 36.1%.
What does net margin mean?: Net income as a percentage of revenue (trailing twelve months). The bottom-line profitability measure after all costs, interest, and taxes.