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Tompkins Financial TMP Debt-to-equity

Debt-to-equity at other companies

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+0.5×
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0.9×+0.1×
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0.3×0.0×
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0.4×0.0×
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0.7×0.0×
CTB
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0.0×

Other financials

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

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Cash & equivalents$147.8M-30.5%
Total debt$122.1M-71.4%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.44B+58.4%
P/E8.2×-3.2×
P/S3.2×+0.3×

Profitability

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Net margin38.7%+13.7pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity20.4%+9.3pp

Where this comes from

Calculated from Tompkins Financial’s reported figures.

Based on the most recent quarter.

The source filing: Tompkins Financial’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 10:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001005817-26-000049

FAQ

What is Tompkins Financial's debt-to-equity?
Tompkins Financial (TMP) reported debt-to-equity of 0.1× in Q4 2025.
How has Tompkins Financial's debt-to-equity changed year-over-year?
Tompkins Financial's debt-to-equity decreased by 78.2% year-over-year, from 0.6× to 0.1×.
What is the long-term trend for Tompkins Financial's debt-to-equity?
Over 5 years (2020 to 2025), Tompkins Financial's debt-to-equity has grown at a 25.4% compound annual growth rate (CAGR), from 0× to 0.1×.
What does debt-to-equity mean?
Total debt (including capitalized leases and financing obligations) divided by shareholders' equity at the quarter end. Measures how much the company is financed by debt relative to equity.

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