Skip to content

Discontinued — last reported Q4 '25

Total debt at other companies

First Commonwealth Financial logo
First Commonwealth FinancialFCF
$199.72M-48.6%
Community Financial System logo
Community Financial SystemCBU
$437.7M-25.3%
Trico Bancshares logo
Trico BancsharesTCBK
$26.53M+7.6%
F.N.B. Corporation logo
F.N.B. CorporationFNB
$4.44B-6.6%
M&T Bank logo
M&T BankMTB
KeyCorp logo
KeyCorpKEY

Other financials

Income statement

See full
Revenue$83.7M+2.4%
Net income$26.1M+32.5%
EPS (diluted)$1.82+32.8%

Balance sheet

See full
Cash & equivalents$171.4M-11.2%
Total equity$946.7M+27.7%
Total assets$8.7B+6.1%

Cash flow

See full
Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

See full
Market cap$1.34B+24.1%
P/E-6.6×
P/S-0.5×

Profitability

See full
Net margin37.3%+13.4pp
FCF margin28.8%0.0pp

Returns & leverage

See full
Return on equity19.8%+9.4pp
Debt / equity0.1×-0.5×

Where this comes from

Calculated from Tompkins Financial’s reported figures.

Plus components not separately reported this period.

The official record: Tompkins Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Tompkins Financial's total debt.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Tompkins Financial's total debt?
Tompkins Financial (TMP) reported total debt of $122.11M in Q4 2025.
How has Tompkins Financial's total debt changed year-over-year?
Tompkins Financial's total debt decreased by 71.4% year-over-year, from $426.7M to $122.11M.
What is the long-term trend for Tompkins Financial's total debt?
Over 5 years (2020 to 2025), Tompkins Financial's total debt has grown at a 32.4% compound annual growth rate (CAGR), from $30M to $122.11M.
What does total debt mean?
Total debt represents the aggregate sum of all interest-bearing financial obligations, including short-term borrowings, the current portion of long-term debt, and long-term debt instruments. It also encompasses capitalized lease liabilities and other debt-like financing arrangements that require fixed repayment schedules. This metric serves as a comprehensive indicator of a company's total financial leverage and its reliance on external capital providers.