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Tompkins Financial TMP Free cash flow

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Other financials

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

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Cash & equivalents$147.8M-30.5%
Total debt$122.1M-71.4%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%

Valuation

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Market cap$1.44B+58.4%
P/E8.2×-3.2×
P/S3.2×+0.3×

Profitability

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Net margin38.7%+13.7pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity20.4%+9.3pp
Debt / equity0.1×-0.5×

Where this comes from

Calculated from Tompkins Financial’s reported figures.

The source filing: Tompkins Financial’s 10-Q, filed May 5, 2026. Open the filing →

Filed
May 5, 2026, 10:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001005817-26-000049

FAQ

What is Tompkins Financial's free cash flow?
Tompkins Financial (TMP) reported free cash flow of $71.11M in Q1 2026.
How has Tompkins Financial's free cash flow changed year-over-year?
Tompkins Financial's free cash flow increased by 240.7% year-over-year, from $20.87M to $71.11M.
What is the long-term trend for Tompkins Financial's free cash flow?
Over 3 years (2021 to 2024), Tompkins Financial's free cash flow has grown at a -8.7% compound annual growth rate (CAGR), from $116.44M to $88.76M.
What does free cash flow mean?
Free cash flow represents the cash generated by a company after accounting for cash outflows to support operations and maintain or expand its capital asset base. It serves as a critical indicator of a company's ability to fund organic growth, pay down debt, or return capital to shareholders without relying on external financing.

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