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Trico Bancshares

TCBK

TriCo Bancshares is a bank holding company that operates Tri Counties Bank, a California-chartered commercial bank.

Market cap
$1.85B+36.1%
Revenue$437.1M+8.8%
Net income$135.5M+21.0%
EPS (diluted)$4.17+22.7%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$114.5M
EPS estimate$1.08

Financials

Q2 2026

Income statement

See full
Revenue$111.9M+8.0%
Net income$34.2M+24.1%
EPS (diluted)$1.06+26.2%

Balance sheet

See full
Cash & equivalents$105.2M-66.5%
Total debt$25.3M+5.6%
Total equity$1.3B+6.1%
Total assets$9.9B+0.1%

Valuation & ratios

Valuation

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Market cap$1.85B+36.1%
Enterprise value$1.77B+61.1%
P/E13.7×+1.2×
P/S4.2×+0.8×

Profitability

See full
Net margin31%+3.1pp

Returns & leverage

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Return on equity10.4%+1.2pp
Debt / equity0.0×

Competitors

Profile

TriCo Bancshares is a bank holding company that operates Tri Counties Bank, a California-chartered commercial bank. The company provides a comprehensive suite of consumer, small business, and commercial banking services, including lending, deposit accounts, and treasury management. Its core value proposition centers on delivering personalized community banking through a network of traditional and in-store branches, supplemented by advanced digital platforms and wealth management services.

Competitive position

A regional community bank focused on the California market, leveraging a mix of physical branch presence and technology-driven delivery systems to compete with larger national institutions.

GeographiesCalifornia, United States
Customer segmentsRetail, SME, Commercial, Agricultural
Business modelInterest Spread, Fee-based Services, Brick-and-Mortar Retail, Digital Banking
SuppliersFederal Reserve System, Technology Infrastructure Providers, Core Banking System Vendors, Credit Bureaus
CustomersIndividual Depositors, Small Business Owners, Commercial Real Estate Investors, Agricultural Producers, Municipalities
Listed1993
Employees1.2K
CEORichard Smith
Websitetcbk.com
FilingsSEC EDGAR

Questions, answered.

What is Trico Bancshares's market cap?
Trico Bancshares (TCBK) has a market capitalization of $1.9B and trades on NASDAQ.
What is Trico Bancshares's revenue and profitability?
Trico Bancshares generated $437.1M in trailing twelve-month revenue with net income of $135.5M, representing a net margin of 31.0%. These figures are based on the Q2 2026 filing.
Who are Trico Bancshares's competitors?
Trico Bancshares's key competitors include Wells Fargo & Company, Bank of America Corporation, JPMorgan Chase & Co., and others. These companies compete in similar markets and product categories.
Who does Trico Bancshares partner with?
Trico Bancshares's notable partners include Raymond James Financial Services, Inc..
What subsidiaries does Trico Bancshares have?
Trico Bancshares's subsidiaries include Tri Counties Bank.
Where is Trico Bancshares headquartered?
Trico Bancshares is headquartered in United States of America and employs approximately 1,231 people. It has been publicly traded since 1993.