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Trico Bancshares TCBK ATM and interchange fees — Total service charges and fees

Other product segments

Service charges on deposit accounts
$5.45M+5.1%
Other service fees
$1.53M+3.0%
Mortgage banking service fees
$419K-4.3%
Change in value of mortgage servicing rights
-$174K-235%

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$2.98M+11.2%
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$1.67M+10.0%
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BHRBService charges and fees — Revenue
$2.29M+7.3%
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ALRSInterchange Fees — Revenue
$841.25K+46.9%
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$815K-3.6%

Other financials

Income statement

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Revenue$111.9M+8.0%
Net income$34.2M+24.1%
EPS (diluted)$1.06+26.2%

Balance sheet

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Cash & equivalents$105.2M-66.5%
Total debt$25.3M+5.6%
Total equity$1.3B+6.1%
Total assets$9.9B+0.1%

Cash flow

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Operating cash flow$25.1M-14.0%
CapEx$1.9M+84.3%
Free cash flow$23.2M-17.6%

Valuation

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Market cap$1.84B+37.2%
Enterprise value$1.76B+67.5%
P/E13.6×+1.6×
P/S4.2×+0.9×

Profitability

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Net margin31%+3.1pp
FCF margin30.5%+5.2pp

Returns & leverage

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Return on equity10.4%+1.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Trico Bancshares in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Trico Bancshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000356171-26-000109
(in thousands)Three months ended June 30, 2026Three months ended June 30, 2025Six months ended June 30, 2026Six months ended June 30, 2025
Other service fees1,5291,4853,0162,844
Mortgage banking service fees419438846877
Change in value of mortgage servicing rights(174)(52)(406)(192)
Total service charges and fees13,99813,65027,15826,328
Increase in cash value of life insurance8758421,6911,662
Asset management and commission income1,7611,6353,8103,123
Gain on sale of loans485503882847
Lease brokerage income4850145116

Item 1. Financial Statements (unaudited)

FAQ

What is Trico Bancshares's ATM and interchange fees — total service charges and fees?
Trico Bancshares (TCBK) reported ATM and interchange fees — total service charges and fees of $6.77M in Q2 2026.
How has Trico Bancshares's ATM and interchange fees — total service charges and fees changed year-over-year?
Trico Bancshares's ATM and interchange fees — total service charges and fees increased by 2.7% year-over-year, from $6.59M to $6.77M.
What is the long-term trend for Trico Bancshares's ATM and interchange fees — total service charges and fees?
Over 2 years (2023 to 2025), Trico Bancshares's ATM and interchange fees — total service charges and fees has grown at a -1.8% compound annual growth rate (CAGR), from $26.46M to $25.54M.
What does ATM and interchange fees — total service charges and fees mean?
This metric represents the aggregate revenue generated from all service-related charges and transaction fees associated with the bank's ATM network and card interchange activities. It serves as a key indicator of non-interest income derived from customer payment processing and self-service banking convenience. Monitoring this total helps assess the bank's ability to monetize its electronic payment infrastructure and retail banking footprint.

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