Interchange and merchant services fees — Fee income
Products & Services · Fee incomeWells Fargo & Company Interchange and merchant services fees — Fee income remained flat by 0.0% to $993.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.7%, from $958.25M to $993.25M. Over 2 years (FY 2023 to FY 2025), Interchange and merchant services fees — Fee income shows relatively stable performance with a 1.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates higher transaction volumes or improved pricing power within the payment processing ecosystem, while a decrease may signal competitive pressure or reduced consumer spending activity.
Detailed definition
This metric represents the revenue generated from processing card-based transactions and providing merchant acquiring se...
Peer comparison
Peers like JPMorgan Chase, Bank of America, and Citigroup report similar figures under card services or merchant processing revenue lines, often correlated with overall consumer spending trends.
wfc_segment_interchange_and_merchant_services_fees_fee_incomeHistorical Data
| FY'23 | FY'24 | FY'25 | |
|---|---|---|---|
| Value | $3.83B | $3.83B | $3.97B |
| YoY Change | — | +0.1% | +3.7% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's interchange and merchant services fees — fee income?
- Wells Fargo & Company (WFC) reported interchange and merchant services fees — fee income of $993.25M in Q4 2025.
- How has Wells Fargo & Company's interchange and merchant services fees — fee income changed year-over-year?
- Wells Fargo & Company's interchange and merchant services fees — fee income increased by 3.7% year-over-year, from $958.25M to $993.25M.
- What is the long-term trend for Wells Fargo & Company's interchange and merchant services fees — fee income?
- Over 2 years (2023 to 2025), Wells Fargo & Company's interchange and merchant services fees — fee income has grown at a 1.9% compound annual growth rate (CAGR), from $3.83B to $3.97B.
- What does interchange and merchant services fees — fee income mean?
- Revenue earned from processing card payments and providing merchant transaction services.