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Triumph Financial TFIN Factoring — Interest Income (Expense), Operating

Other segment segments

Banking
$50.92M-6.2%
Payments
$9.13M+18.0%
Intelligence
$0

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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+39.4%
P/E46.9×-48.5×
P/S+0.9×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Total interest income$65,381$50,166$8,957$124,504$33$124,537
Intersegment interest allocations8,405(10,585)2,180
Total interest expense24,076724,0831,62825,711
Net interest income (expense)49,71039,57411,137100,421(1,595)98,826
Credit loss expense (benefit)(30)2,7161552,841(105)2,736
Net interest income after credit loss expense49,74036,85810,98297,580(1,490)96,090
Noninterest income5,3311,91710,8932,38920,53088521,415
Noninterest expense:

Item 1. Financial Statements

FAQ

What is Triumph Financial's factoring — interest income (expense), operating?
Triumph Financial (TFIN) reported factoring — interest income (expense), operating of $39.57M in Q2 2026.
How has Triumph Financial's factoring — interest income (expense), operating changed year-over-year?
Triumph Financial's factoring — interest income (expense), operating increased by 37.6% year-over-year, from $28.76M to $39.57M.
What is the long-term trend for Triumph Financial's factoring — interest income (expense), operating?
Over 3 years (2022 to 2025), Triumph Financial's factoring — interest income (expense), operating has grown at a -15.7% compound annual growth rate (CAGR), from $187.73M to $112.63M.
What does factoring — interest income (expense), operating mean?
The net interest result for the factoring segment, calculated as interest income minus interest expense before accounting for credit loss provisions. This metric provides a clear view of the segment's core net interest margin performance.

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