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Triumph Financial TFIN Factoring — Travel and entertainment

Other segment segments

Payments
$219K-52.0%
Banking
$210K-31.4%
Intelligence
$115K-11.5%

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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.81B+39.4%
P/E46.9×-48.5×
P/S+0.9×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

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Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:TravelAndEntertainmentExpense.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Advertising and promotion317383333241,0573481,405
Communications and technology3,4052,4593,1063589,3282,62211,950
Software amortization1,1171,932773,1263513,477
Travel and entertainment2101562191157005081,208
Other2,9125671,5832695,3311,0706,401
Total noninterest expense30,98818,41718,3755,71873,49828,136101,634
Net intersegment noninterest income (expense)(2)144518(662)
Net income (loss) before income tax expense$24,227$20,876$2,838$(3,329)$44,612$(28,741)$15,871

Item 1. Financial Statements

FAQ

What is Triumph Financial's factoring — travel and entertainment?
Triumph Financial (TFIN) reported factoring — travel and entertainment of $156K in Q2 2026.
How has Triumph Financial's factoring — travel and entertainment changed year-over-year?
Triumph Financial's factoring — travel and entertainment decreased by 36.3% year-over-year, from $245K to $156K.
What is the long-term trend for Triumph Financial's factoring — travel and entertainment?
Over 3 years (2022 to 2025), Triumph Financial's factoring — travel and entertainment has grown at a -7.7% compound annual growth rate (CAGR), from $833K to $655K.
What does factoring — travel and entertainment mean?
Captures the discretionary expenses incurred by employees for business-related travel, client meetings, and professional relationship building within the factoring segment. These costs are typically associated with sales efforts and maintaining client relationships in the field.

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