What is Triumph Financial's payments — deferred set-up costs?

Triumph Financial (TFIN) reported payments — deferred set-up costs of $1.94M in Q1 2026.

How has Triumph Financial's payments — deferred set-up costs changed year-over-year?

Triumph Financial's payments — deferred set-up costs increased by 28.4% year-over-year, from $1.51M to $1.94M.

What does payments — deferred set-up costs mean?

Direct costs incurred to implement or onboard clients to the payments platform that are deferred and recognized as expenses over the contract term. It highlights the operational investment required to activate new revenue-generating services.

Triumph Financial TFIN Payments — Deferred set-up costs

Similar metrics at other companies

HOODDeferred contract costs

$522M+119%

QTWODeferred implementation costs, current portion

$10.58M+3.7%

MDBChange in Deferred Charges

$20.74M-31.6%

CSGPDeferred contract costs

$188M+8.1%

RBLXDeferred contract costs

$446M+36.7%

UHSDeferred contract costs

$9.23M+0.5%

Other financials

Income statement

See full

Revenue$105.8M+4.2%

Net income$6.4M+37,282%

EPS (diluted)$0.23+867%

Balance sheet

See full

Cash & equivalents$581.9M+15.7%

Total debt$25.1M-14.9%

Total equity$950.7M+6.4%

Total assets$6.9B+9.7%

Cash flow

See full

Operating cash flow$5.1M+240%

CapEx$1.7M-58.8%

Free cash flow$3.3M+142%

Valuation

See full

Market cap$1.8B+39.7%

P/E56.8×-51.0×

P/S4.1×+1.0×

Profitability

See full

Net margin7.2%+4.3pp

FCF margin14.6%—

Returns & leverage

See full

Return on equity3.4%+2.1pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept tbk:ContractWithCustomerLiabilityDeferredSetUpCosts.

The official record: Triumph Financial’s 10-Q, filed April 21, 2026, on SEC EDGAR. View the filing →

Ask your AI about Triumph Financial's payments — deferred set-up costs.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Triumph Financial's payments — deferred set-up costs?: Triumph Financial (TFIN) reported payments — deferred set-up costs of $1.94M in Q1 2026.
How has Triumph Financial's payments — deferred set-up costs changed year-over-year?: Triumph Financial's payments — deferred set-up costs increased by 28.4% year-over-year, from $1.51M to $1.94M.
What does payments — deferred set-up costs mean?: Direct costs incurred to implement or onboard clients to the payments platform that are deferred and recognized as expenses over the contract term. It highlights the operational investment required to activate new revenue-generating services.