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Triumph Financial TFIN Payments — Net income before income tax expense

Other segment segments

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$25.57M-5.3%
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$13.68M+51.2%
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-$2.33M-37.1%

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Other financials

Income statement

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Revenue$120.2M+11.3%
Net income$11.4M+157%
EPS (diluted)$0.44+193%

Balance sheet

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Cash & equivalents$896.8M+218%
Total debt$25.1M-14.9%
Total equity$963.3M+5.6%
Total assets$7.4B+14.0%

Cash flow

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Operating cash flow$46.2M+371%
CapEx$3.5M+15.0%
Free cash flow$42.7M

Valuation

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Market cap$1.82B+49.0%
P/E47×-42.5×
P/S+1.1×

Profitability

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Net margin8.5%+5.2pp
FCF margin13.3%

Returns & leverage

See full
Return on equity4.1%+2.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest.

The source filing: Triumph Financial’s 10-Q, filed July 21, 2026.

Filed
Jul 21, 2026, 4:18 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001539638-26-000029
(Dollars in thousands) / Three Months Ended June 30, 2026BankingFactoringPaymentsIntelligenceTotal / SegmentsCorporate / and Other(1)Consolidated
Advertising and promotion317383333241,0573481,405
Communications and technology3,4052,4593,1063589,3282,62211,950
Software amortization1,1171,932773,1263513,477
Travel and entertainment2101562191157005081,208
Other2,9125671,5832695,3311,0706,401
Total noninterest expense30,98818,41718,3755,71873,49828,136101,634
Net intersegment noninterest income (expense)(2)144518(662)
Net income (loss) before income tax expense$24,227$20,876$2,838$(3,329)$44,612$(28,741)$15,871

Item 1. Financial Statements

FAQ

What is Triumph Financial's payments — net income before income tax expense?
Triumph Financial (TFIN) reported payments — net income before income tax expense of $2.84M in Q2 2026.
How has Triumph Financial's payments — net income before income tax expense changed year-over-year?
Triumph Financial's payments — net income before income tax expense increased by 533.9% year-over-year, from -$654K to $2.84M.
What does payments — net income before income tax expense mean?
Measures the total profitability of the payments segment after accounting for all revenues and operating expenses, but before the deduction of income taxes. This is the key metric for evaluating the standalone financial performance and viability of the payments business unit.

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