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TFS Financial TFSL Q3 2025 earnings

Reported July 30, 2025 · Before market open

Revenue$82.0MMiss by $125.0K
EPS$0.08In line
Revenue estimate$82.2M
EPS estimate$0.08

Next report

Date not yet announced

Financials

Q3 2025

Income statement

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Revenue$82.0M+8.6%
Net income$21.5M+7.8%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$452.6M-19.2%
Total debt$1.4B+47.2%
Total equity$1.9B-1.4%
Total assets$17.4B+2.0%

Cash flow

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Operating cash flow$26.8M-72.3%
CapEx$1.7M+107%
Free cash flow$25.0M-73.9%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$3.64B+3.7%
Enterprise value$4.62B+17.8%
P/E43.8×+0.4×
P/S11.7×+0.1×

Profitability

See full
Net margin26.7%+0.1pp

Returns & leverage

See full
Return on equity4.4%+0.1pp
Debt / equity0.8×+0.3×

Versus estimates

Revenue

Q2 2026$85.2MBeat by $541.0KQ1 2026$83.7MMiss by $2.1MQ4 2025$85.5MBeat by $1.1M
Q3 2025$82.0MMiss by $125.0K
Q2 2025$79.1MBeat by $9.7MQ1 2025$74.8MBeat by $5.7M

Diluted EPS

Q2 2026$0.08In lineQ1 2026$0.08Miss by $0.01Q4 2025$0.09Beat by $0.01
Q3 2025$0.08In line
Q2 2025$0.07In lineQ1 2025$0.08Beat by $0.02

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Questions, answered.

When did TFS Financial report Q3 2025 earnings?
TFS Financial (TFSL) reported Q3 2025 earnings on July 30, 2025 before market open.
What were TFS Financial's Q3 2025 revenue and EPS?
TFS Financial reported revenue of $82.0M and eps of $0.08 for Q3 2025.
Did TFS Financial beat estimates in Q3 2025?
Revenue missed the consensus estimate of $82.2M by $125.0K. EPS beat the consensus estimate of $0.08 by $0.00.
How did TFS Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 8.6% from $75.5M a year earlier and eps grew 14.3% from $0.07.
Where can I find TFS Financial's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0001381668-25-000096) directly on SEC EDGAR. The filing index links above go to sec.gov.