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TFS Financial TFSL Q4 2025 Annual earnings

Reported October 30, 2025 · Before market open

Revenue$85.5MBeat by $1.1M
EPS$0.09Beat by $0.01
Revenue estimate$84.4M
EPS estimate$0.08

Next report

Date not yet announced

Financials

Q4 2025

Income statement

See full
Revenue$85.5M+13.8%
Net income$26.0M+42.7%
EPS (diluted)$0.09+50.0%

Balance sheet

See full
Cash & equivalents$429.4M-7.4%
Total debt$1.2B+41.7%
Total equity$1.9B+1.7%
Total assets$17.5B+2.1%

Cash flow

See full
CapEx$2.1M+200%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$3.7B+3.3%
Enterprise value$4.48B+12.9%
P/E40.7×-4.3×
P/S11.5×-0.3×

Profitability

See full
Net margin28.3%+2.0pp

Returns & leverage

See full
Return on equity4.8%+0.6pp
Debt / equity0.6×+0.2×

Versus estimates

Revenue

Q2 2026$85.2MBeat by $541.0KQ1 2026$83.7MMiss by $2.1M
Q4 2025$85.5MBeat by $1.1M
Q3 2025$82.0MMiss by $125.0KQ2 2025$79.1MBeat by $9.7MQ1 2025$74.8MBeat by $5.7M

Diluted EPS

Q2 2026$0.08In lineQ1 2026$0.08Miss by $0.01
Q4 2025$0.09Beat by $0.01
Q3 2025$0.08In lineQ2 2025$0.07In lineQ1 2025$0.08Beat by $0.02

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Questions, answered.

When did TFS Financial report Q4 2025 earnings?
TFS Financial (TFSL) reported Q4 2025 earnings on October 30, 2025 before market open.
What were TFS Financial's Q4 2025 revenue and EPS?
TFS Financial reported revenue of $85.5M and eps of $0.09 for Q4 2025.
Did TFS Financial beat estimates in Q4 2025?
Revenue beat the consensus estimate of $84.4M by $1.1M. EPS beat the consensus estimate of $0.08 by $0.01.
How did TFS Financial's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.8% from $75.1M a year earlier and eps grew 50.0% from $0.06.
Where can I find TFS Financial's Q4 2025 SEC filings?
You can read the 10-K periodic report (0001381668-25-000106) directly on SEC EDGAR. The filing index links above go to sec.gov.