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TFS Financial TFSL Interest Income (Expense), after Provision for Loan Loss

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Income statement

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Revenue$89.3M+8.8%
Net income$30.5M+42.0%
EPS (diluted)$0.11+37.5%

Balance sheet

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Cash & equivalents$568.9M+25.7%
Total debt$2.5B+72.0%
Total equity$2.0B+3.7%
Total assets$18.1B+4.0%

Cash flow

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Operating cash flow$32.5M+21.5%
CapEx$3.5M+101%
Free cash flow$29.0M+16.0%

Valuation

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Market cap$5.01B+40.2%
Enterprise value$6.91B+51.7%
P/E49.1×+6.1×
P/S14.6×+3.1×

Profitability

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Net margin29.7%+3.0pp
FCF margin52%

Returns & leverage

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Return on equity5.3%+0.9pp
Debt / equity1.3×+0.5×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: TFS Financial’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:37 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0001381668-26-000039
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Nine Months Ended / June 30, 2026For the Nine Months Ended / June 30, 2025
Total interest expense120,734116,413360,489348,756
NET INTEREST INCOME81,37874,994234,864215,371
PROVISION (RELEASE) FOR CREDIT LOSSES(3,500)1,500(4,500)1,500
NET INTEREST INCOME AFTER PROVISION (RELEASE) FOR CREDIT LOSSES84,87873,494239,364213,871
NON-INTEREST INCOME:
Fees and service charges, net of amortization2,7532,4677,7636,912
Net gain on the sale of loans8267264,8993,028
Increase in and death benefits from bank owned life insurance contracts3,3942,7338,8768,095

Item 1. Financial Statements (unaudited)

FAQ

What is TFS Financial's interest income (expense), after provision for loan loss?
TFS Financial (TFSL) reported interest income (expense), after provision for loan loss of $84.88M in Q2 2026.
How has TFS Financial's interest income (expense), after provision for loan loss changed year-over-year?
TFS Financial's interest income (expense), after provision for loan loss increased by 15.5% year-over-year, from $73.49M to $84.88M.
What is the long-term trend for TFS Financial's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), TFS Financial's interest income (expense), after provision for loan loss has grown at a 4.8% compound annual growth rate (CAGR), from $240.63M to $290.19M.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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