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Flagstar Bank FLG Interest Income (Expense), after Provision for Loan Loss

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Other financials

Income statement

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Revenue$516.0M+4.0%
Net income$34.0M+149%
EPS (diluted)$0.06+132%

Balance sheet

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Cash & equivalents$5.2B-36.6%
Total debt$23.9B+43.7%
Total equity$8.1B+0.6%
Total assets$87.7B-4.9%

Cash flow

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Operating cash flow$226.0M
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$5.9B+19.0%
Enterprise value$24.63B+83.5%
P/S2.9×

Profitability

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Net margin-18.5%-8.5pp
FCF margin97.8%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.9×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Flagstar Bank’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 4:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000910073-26-000068
(in millions, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense5367241,0771,478
Net interest income440419883829
Provision for credit losses186418143
Net interest income after provision for credit losses422355865686
NON-INTEREST INCOME:
Fee income26224944
Bank-owned life insurance13102320
Net gain (loss) on investment securities4(5)

Item 1. Condensed Consolidated Financial Statements

FAQ

What is Flagstar Bank's interest income (expense), after provision for loan loss?
Flagstar Bank (FLG) reported interest income (expense), after provision for loan loss of $422M in Q2 2026.
How has Flagstar Bank's interest income (expense), after provision for loan loss changed year-over-year?
Flagstar Bank's interest income (expense), after provision for loan loss increased by 18.9% year-over-year, from $355M to $422M.
What is the long-term trend for Flagstar Bank's interest income (expense), after provision for loan loss?
Over 3 years (2021 to 2024), Flagstar Bank's interest income (expense), after provision for loan loss has grown at a -6.2% compound annual growth rate (CAGR), from $1.29B to $1.06B.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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