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Eastern Bankshares, Inc. EBC Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Other financials

Income statement

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Revenue$309.5M+26.4%
Net income$105.2M+5.0%
EPS (diluted)$0.48-4.0%

Balance sheet

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Cash & equivalents$256.2M-53.7%
Total debt$495.5M+260%
Total equity$4.3B+16.3%
Total assets$31.1B+22.3%

Cash flow

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Operating cash flow$154.6M+24.8%
CapEx$4.8M+5.6%
Free cash flow$149.8M+25.5%

Valuation

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Market cap$5.27B+79.7%
Enterprise value$5.51B+119%
P/E14×
P/S4.7×-0.1×

Profitability

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Net margin33.5%+27.2pp
FCF margin34.3%-23.1pp

Returns & leverage

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Return on equity9.4%+8.1pp
Debt / equity0.1×+0.1×

Where this comes from

Reported directly by Eastern Bankshares, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: Eastern Bankshares, Inc.’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 10:54 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054656
(In thousands, except per share data)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total interest expense97,97777,309192,867154,115
Net interest income251,932202,030496,588390,929
Provision for allowance for loan losses6,7557,60012,51114,200
Net interest income after provision for allowance for loan losses245,177194,430484,077376,729
Noninterest income (loss):
Investment advisory fees19,69317,28238,00733,719
Service charges on deposit accounts10,0448,24419,97116,559
Card income6,0384,23011,8358,150

Item 1. Financial Statements

FAQ

What is Eastern Bankshares, Inc.'s interest income (expense), after provision for loan loss?
Eastern Bankshares, Inc. (EBC) reported interest income (expense), after provision for loan loss of $245.18M in Q2 2026.
How has Eastern Bankshares, Inc.'s interest income (expense), after provision for loan loss changed year-over-year?
Eastern Bankshares, Inc.'s interest income (expense), after provision for loan loss increased by 26.1% year-over-year, from $194.43M to $245.18M.
What is the long-term trend for Eastern Bankshares, Inc.'s interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), Eastern Bankshares, Inc.'s interest income (expense), after provision for loan loss has grown at a 16.2% compound annual growth rate (CAGR), from $439.51M to $802.39M.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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