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United Bankshares UBSI Interest Income (Expense), after Provision for Loan Loss

Interest Income (Expense), after Provision for Loan Loss at other companies

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Truist FinancialTFC
$3.23B+4.1%
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Eastern Bankshares, Inc.EBC
$245.18M+26.1%
HOM
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$236.44M+9.0%
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Northwest BancsharesNWBI
$140.3M+26.7%
International Bancshares logo
International BancsharesIBOC
$160M-1.9%
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Chain Bridge BancorpCBNA

Other financials

Income statement

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Revenue$323.8M+5.8%
Net income$131.4M+8.8%
EPS (diluted)$0.95+11.8%

Balance sheet

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Cash & equivalents$2.1B-10.1%
Total debt$549.4M-1.7%
Total equity$5.5B+2.7%
Total assets$33.8B+3.0%

Cash flow

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Operating cash flow$105.2M+17.7%
CapEx$7.2M+71.7%
Free cash flow$98.0M+15.0%

Valuation

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Market cap$6.65B+31.6%
Enterprise value$5.12B+55.2%
P/E12.9×+0.1×
P/S5.2×+0.7×

Profitability

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Net margin40.2%+4.9pp
FCF margin41.6%+0.8pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by United Bankshares in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The source filing: United Bankshares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 11:11 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-339565
(Dollars in thousands, except per share data)Three Months Ended June 30 / 2026Three Months Ended June 30 / 2025Six Months Ended June 30 / 2026Six Months Ended June 30 / 2025
Total interest expense132,885146,659266,299290,251
Net interest income285,312274,537567,827534,592
Provision for credit losses4,9615,88912,73734,992
Net interest income after provision for credit losses280,351268,648555,090499,600
Other income
Fees from trust services5,1904,93110,0479,713
Fees from brokerage services6,7644,86214,16710,507
Fees from deposit services10,0699,66419,64618,971

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is United Bankshares's interest income (expense), after provision for loan loss?
United Bankshares (UBSI) reported interest income (expense), after provision for loan loss of $280.35M in Q2 2026.
How has United Bankshares's interest income (expense), after provision for loan loss changed year-over-year?
United Bankshares's interest income (expense), after provision for loan loss increased by 4.4% year-over-year, from $268.65M to $280.35M.
What is the long-term trend for United Bankshares's interest income (expense), after provision for loan loss?
Over 4 years (2021 to 2025), United Bankshares's interest income (expense), after provision for loan loss has grown at a 8.1% compound annual growth rate (CAGR), from $766.7M to $1.05B.
What does interest income (expense), after provision for loan loss mean?
Interest Income (Expense), after Provision for Loan Loss

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