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The Hanover Insurance Group THG Personal Lines — Catastrophe Losses
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Where this comes from
Reported directly by The Hanover Insurance Group in its filing.
Tagged under the XBRL concept thg:CatastropheLosses.
The source filing: The Hanover Insurance Group’s 10-K, filed February 20, 2026.
- Filed
- Feb 20, 2026, 1:43 PM EST
- Fiscal year
- FY2025
- Accession
- 0001193125-26-060983
| December 31, 2025 / (in millions) | Core Commercial | Specialty | Personal Lines | Other | Total |
|---|---|---|---|---|---|
| Losses and LAE: | |||||
| Current accident year losses and LAE | 1,305.6 | 699.6 | 1,518.2 | — | 3,523.4 |
| Prior year unfavorable (favorable) development, excluding catastrophes | (7.1) | (56.8) | (7.2) | 0.7 | (70.4) |
| Catastrophe losses | 124.4 | 38.1 | 139.8 | — | 302.3 |
| Prior year favorable catastrophe development | (11.0) | (4.0) | (11.0) | — | (26.0) |
| Total losses and LAE | 1,411.9 | 676.9 | 1,639.8 | 0.7 | 3,729.3 |
| Amortization of deferred acquisition costs and other underwriting expenses(1) | 746.9 | 524.1 | 668.3 | — | 1,939.3 |
| Underwriting income (loss) | 52.2 | 197.3 | 243.7 | (0.7) | 492.5 |
ITEM 8 – FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA
FAQ
- What is The Hanover Insurance Group's personal lines — catastrophe losses?
- The Hanover Insurance Group (THG) reported personal lines — catastrophe losses of $34.95M in Q4 2025.
- How has The Hanover Insurance Group's personal lines — catastrophe losses changed year-over-year?
- The Hanover Insurance Group's personal lines — catastrophe losses decreased by 45.4% year-over-year, from $64.05M to $34.95M.
- What is the long-term trend for The Hanover Insurance Group's personal lines — catastrophe losses?
- Over 3 years (2022 to 2025), The Hanover Insurance Group's personal lines — catastrophe losses has grown at a -4.8% compound annual growth rate (CAGR), from $162.2M to $139.8M.
- What does personal lines — catastrophe losses mean?
- This represents the financial impact of large-scale, unpredictable events such as natural disasters on the Personal Lines insurance portfolio. Monitoring this metric helps investors understand the segment's exposure to volatility and the effectiveness of its catastrophe risk management strategies.
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