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The Hanover Insurance Group THG Personal Lines — Current Year Catastrophe Losses

Other segment segments

Core Commercial Lines
$52.1M-4.4%
Specialty Lines
$15.4M-10.5%
All Other Segments
$0

Similar metrics at other companies

The Travelers Companies logo
TRVPersonal Insurance — Catastrophe losses
$374M-78.5%
Loews logo
LTotal property & casualty operations — Loss from catastrophes
$88M-9.3%
Progressive logo
PGRUnderwriting operations — Catastrophe losses
$268M-41.6%
Allstate logo
ALLOther business lines — Losses from catastrophes, net of recoveries
$53.25M-31.3%
Cincinnati Financial logo
CINFOther Personal Lines — Prior accident years
$9M
Allstate logo
ALLOther Personal Lines — Prior years
-$54M-202%

Other financials

Income statement

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Revenue$1.7B+6.1%
Operating income$250.2M+34.2%
Net income$186.8M+45.7%
EPS (diluted)$5.20+48.6%

Balance sheet

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Cash & equivalents$243.5M-22.7%
Total debt$843.8M+7.6%
Total equity$3.6B+17.3%
Total assets$16.5B+6.8%

Cash flow

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Operating cash flow$118.8M+205%
CapEx$3.5M+94.4%
Free cash flow$115.3M+211%

Valuation

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Market cap$6.92B-2.7%
Enterprise value$7.53B-0.6%
P/E9.6×-6.6×
P/S-0.1×

Profitability

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Operating margin13.4%
Net margin10.8%+3.8pp
FCF margin18.7%+6.3pp

Returns & leverage

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Return on equity21.8%+6.0pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hanover Insurance Group in its filing.

Tagged under the XBRL concept thg:CurrentYearCatastropheLosses.

The official record: The Hanover Insurance Group’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hanover Insurance Group's personal lines — current year catastrophe losses?
The Hanover Insurance Group (THG) reported personal lines — current year catastrophe losses of $80.2M in Q1 2026.
How has The Hanover Insurance Group's personal lines — current year catastrophe losses changed year-over-year?
The Hanover Insurance Group's personal lines — current year catastrophe losses increased by 123.4% year-over-year, from $35.9M to $80.2M.
What does personal lines — current year catastrophe losses mean?
This quantifies the financial impact of large-scale, unpredictable events such as natural disasters on the personal lines segment. It highlights the segment's exposure to volatility and the effectiveness of its reinsurance strategy. High volatility in this metric can significantly impact short-term underwriting profitability.