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The Hanover Insurance Group THG Specialty Lines — Current Accident Year Losses And LAE
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Where this comes from
Reported directly by The Hanover Insurance Group in its filing.
Tagged under the XBRL concept thg:CurrentAccidentYearLossesAndLAE.
The source filing: The Hanover Insurance Group’s 10-Q, filed July 29, 2026.
- Filed
- Jul 29, 2026, 5:02 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000944695-26-000014
| (in millions) | Three Months Ended / Core Commercial | Three Months Ended / Specialty | Three Months Ended / Personal Lines | Three Months Ended / Other | Three Months Ended / Total |
|---|---|---|---|---|---|
| Operating income before interest expense and income taxes: | |||||
| Net premiums earned | $$579.3 | $365.8 | $652.5 | — | 1,597.6 |
| Losses and LAE: | |||||
| Current accident year losses and LAE | 340.6 | 188.5 | 363.1 | — | 892.2 |
| Prior year favorable development, excluding catastrophes | (0.6) | (10.8) | (10.1) | — | (21.5) |
| Current year catastrophe losses | 34.2 | 13.2 | 57.3 | — | 104.7 |
| Prior year favorable catastrophe development | (7.8) | (3.2) | (1.9) | — | (12.9) |
| Total losses and LAE | 366.4 | 187.7 | 408.4 | — | 962.5 |
ITEM 1 - FINANCIAL STATEMENTS
FAQ
- What is The Hanover Insurance Group's specialty lines — current accident year losses and LAE?
- The Hanover Insurance Group (THG) reported specialty lines — current accident year losses and LAE of $188.5M in Q2 2026.
- How has The Hanover Insurance Group's specialty lines — current accident year losses and LAE changed year-over-year?
- The Hanover Insurance Group's specialty lines — current accident year losses and LAE increased by 8.1% year-over-year, from $174.3M to $188.5M.
- What is the long-term trend for The Hanover Insurance Group's specialty lines — current accident year losses and LAE?
- Over 3 years (2022 to 2025), The Hanover Insurance Group's specialty lines — current accident year losses and LAE has grown at a 3.6% compound annual growth rate (CAGR), from $628.6M to $699.6M.
- What does specialty lines — current accident year losses and LAE mean?
- This measures the estimated losses and loss adjustment expenses incurred from claims occurring within the current reporting period. It is a primary indicator of the underwriting quality and the adequacy of pricing for new business written. Lower values relative to premiums earned suggest disciplined underwriting and effective risk selection.
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