Skip to content

Cincinnati Financial CINF Excess and Surplus Lines Insurance — Current accident year

Other segment segments

Commercial Insurance
$3.1B+5.7%

Similar metrics at other companies

Kinsale Capital Group logo
KNSLExcess and Surplus Lines Segment — Current year
$252.19M+12.1%
James River Group Holdings, Inc.
 logo
JRVRExcess & Surplus Lines — Prior years - excluding retroactive reinsurance
$16.2M+162,100%
American Coastal Insurance Corporation logo
ACICCurrent year
$11.91M-12.3%
James River Group Holdings, Inc.
 logo
JRVRExcess and Surplus Lines — All outstanding losses and loss adjustment expenses, net of reinsurance
$1.33B+7.1%
James River Group Holdings, Inc.
 logo
JRVRExcess & Surplus Lines — Losses and loss adjustment expenses excluding retroactive reinsurance
$89.59M+0.9%
Axis Capital Holders logo
AXSInsurance — Current year
$656.05M+13.9%

Other financials

Income statement

See full
Revenue$2.9B+11.6%
Net income$274.0M+404%
EPS (diluted)$1.75+407%

Balance sheet

See full
Cash & equivalents$1.2B+19.8%
Total debt$791.0M+0.1%
Total equity$15.7B+14.6%
Total assets$41.2B+10.6%

Cash flow

See full
Operating cash flow$656.0M+112%
CapEx$2.0M-33.3%
Free cash flow$654.0M+113%

Valuation

See full
Market cap$28.64B+30.4%
Enterprise value$28.22B+29.7%
P/E10.4×-1.7×
P/S2.2×+0.3×

Profitability

See full
Net margin21.3%+8.1pp
FCF margin26.6%+3.0pp

Returns & leverage

See full
Return on equity18.7%+7.8pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense.

The official record: Cincinnati Financial’s 10-K, filed February 23, 2026, on SEC EDGAR. View the filing →

Ask your AI about Cincinnati Financial's excess and surplus lines insurance — current accident year.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Cincinnati Financial's excess and surplus lines insurance — current accident year?
Cincinnati Financial (CINF) reported excess and surplus lines insurance — current accident year of $111M in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — current accident year changed year-over-year?
Cincinnati Financial's excess and surplus lines insurance — current accident year increased by 10.2% year-over-year, from $100.75M to $111M.
What is the long-term trend for Cincinnati Financial's excess and surplus lines insurance — current accident year?
Over 4 years (2021 to 2025), Cincinnati Financial's excess and surplus lines insurance — current accident year has grown at a 16.3% compound annual growth rate (CAGR), from $243M to $444M.
What does excess and surplus lines insurance — current accident year mean?
This metric represents the estimated losses and loss adjustment expenses incurred during the current calendar year, regardless of when the claims are actually paid. It isolates the underwriting performance of the current period from prior year developments.