Business Segments · Current accident year

Excess and Surplus Lines Insurance — Current accident year

Cincinnati Financial Excess and Surplus Lines Insurance — Current accident year remained flat by 0.0% to $111.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.2%, from $100.75M to $111.00M. Over 4 years (FY 2021 to FY 2025), Excess and Surplus Lines Insurance — Current accident year shows an upward trend with a 16.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityVolatile
First reportedQ1 2014
Last reportedQ4 2025

How to read this metric

A lower ratio relative to earned premiums indicates strong current-year underwriting performance.

Detailed definition

This metric represents the estimated losses and loss adjustment expenses incurred during the current calendar year, rega...

Peer comparison

Standard 'Current Accident Year Loss Ratio' component used by analysts to assess underwriting quality.

Metric ID: cinf_segment_excess_and_surplus_lines_insurance_current_accident_year

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$243.00M$324.00M$361.00M$403.00M$444.00M
YoY Change+33.3%+11.4%+11.6%+10.2%
Range$243.00M$444.00M
CAGR+16.3%
Avg YoY Growth+16.6%
Median YoY Growth+11.5%
Current Streak4+ years growth

Frequently Asked Questions

What is Cincinnati Financial's excess and surplus lines insurance — current accident year?
Cincinnati Financial (CINF) reported excess and surplus lines insurance — current accident year of $111.00M in Q4 2025.
How has Cincinnati Financial's excess and surplus lines insurance — current accident year changed year-over-year?
Cincinnati Financial's excess and surplus lines insurance — current accident year increased by 10.2% year-over-year, from $100.75M to $111.00M.
What is the long-term trend for Cincinnati Financial's excess and surplus lines insurance — current accident year?
Over 4 years (2021 to 2025), Cincinnati Financial's excess and surplus lines insurance — current accident year has grown at a 16.3% compound annual growth rate (CAGR), from $243.00M to $444.00M.
What does excess and surplus lines insurance — current accident year mean?
The estimated cost of claims arising from policies active in the current year.