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Toast TOST Allowance for credit losses
Allowance for credit losses at other companies
Other financials
Where this comes from
Reported directly by Toast in its filing.
Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiability.
The source filing: Toast’s 10-Q, filed August 5, 2026.
- Filed
- Aug 4, 2026, 8:00 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0001650164-26-000164
| Line item | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Six Months Ended June 30, 2026 | Six Months Ended June 30, 2025 |
|---|---|---|---|---|
| Beginning balance | $48 | $33 | $46 | $29 |
| Credit loss expense | 18 | 11 | 35 | 27 |
| Reductions due to loan purchases | (13) | (11) | (28) | (23) |
| Ending balance | $53 | $33 | $53 | $33 |
Item 1. Financial Statements (unaudited)
FAQ
- What is Toast's allowance for credit losses?
- Toast (TOST) reported allowance for credit losses of $53M in Q2 2026.
- How has Toast's allowance for credit losses changed year-over-year?
- Toast's allowance for credit losses increased by 60.6% year-over-year, from $33M to $53M.
- What is the long-term trend for Toast's allowance for credit losses?
- Over 4 years (2021 to 2025), Toast's allowance for credit losses has grown at a 119.0% compound annual growth rate (CAGR), from $2M to $46M.
- What does allowance for credit losses mean?
- Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.
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