What is the long-term trend for Lesaka Technologies, Inc.'s allowance for credit losses?

Over 3 years (2022 to 2025), Lesaka Technologies, Inc.'s allowance for credit losses has grown at a 28.1% compound annual growth rate (CAGR), from $3.16M to $6.65M.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Lesaka Technologies, Inc. LSAK Allowance for credit losses

Allowance for credit losses at other companies

Pathward Financial, Inc.CASH

$98.28M-4.5%

NewtekOne, Inc.NEWT

$46.72M+20.9%

Affirm Holdings, Inc.AFRM

$512.31M+36.6%

Green DotGDOT

$21.65M-3.2%

Peoples BancorpPEBO

$78.39M+20.2%

ToastTOST

——

Other financials

Income statement

See full

Revenue$183.1M+13.4%

Gross profit$59.1M+33.5%

Operating income$4.1M+1,016%

Net income$552.0K+102%

EPS (diluted)$0.01+104%

Balance sheet

See full

Cash & equivalents$90.7M+27.5%

Total debt$232.3M+16.1%

Total equity$186.6M+0.8%

Total assets$675.0M+4.0%

Cash flow

See full

Operating cash flow$37.6M+252%

CapEx$3.4M+20.6%

Free cash flow$34.2M+336%

Valuation

See full

Market cap$390.1M+13.2%

Enterprise value$531.71M+12.3%

P/S0.6×0.0×

Profitability

See full

Gross margin31%+6.3pp

Operating margin-3%-3.2pp

Net margin-4%-1.5pp

FCF margin2%+1.3pp

Returns & leverage

See full

Return on equity-15%-5.5pp

Debt / equity1.2×+0.2×

Current ratio1.5×+0.2×

Where this comes from

Reported directly by Lesaka Technologies, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccruals.

The official record: Lesaka Technologies, Inc.’s 10-K, filed September 29, 2025, on SEC EDGAR. View the filing →

Ask your AI about Lesaka Technologies, Inc.'s allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Lesaka Technologies, Inc.'s allowance for credit losses?: Lesaka Technologies, Inc. (LSAK) reported allowance for credit losses of $6.65M in Q2 2025.
What is the long-term trend for Lesaka Technologies, Inc.'s allowance for credit losses?: Over 3 years (2022 to 2025), Lesaka Technologies, Inc.'s allowance for credit losses has grown at a 28.1% compound annual growth rate (CAGR), from $3.16M to $6.65M.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.