What is Green Dot's allowance for credit losses?

Green Dot (GDOT) reported allowance for credit losses of $21.65M in Q1 2026.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Green Dot GDOT Allowance for credit losses

Allowance for credit losses at other companies

Pathward Financial, Inc.CASH

$98.28M-4.5%

The BancorpTBBK

$63.02M+20.0%

Coastal FinancialCCB

$172.43M-5.9%

Flagstar Bank FLG

$954M-18.3%

U.S. BancorpUSB

$7.65B+0.8%

SoFi Technologies, Inc.SOFI

——

Other financials

Income statement

See full

Revenue$656.2M+17.4%

Operating income$69.0M+13.7%

Net income$53.8M+109%

Balance sheet

See full

Cash & equivalents$1.6B-7.1%

Total debt$65.5M-10.7%

Total equity$940.5M-0.8%

Total assets$6.7B+16.1%

Cash flow

See full

Operating cash flow$95.1M-12.6%

CapEx$19.0M-2.0%

Free cash flow$76.0M-14.9%

Valuation

See full

Market cap$759.55M+45.0%

Enterprise value-$821.34M-30.1%

P/S0.4×+0.1×

Profitability

See full

Operating margin3.9%—

Net margin-3.3%—

FCF margin9%-2.5pp

Returns & leverage

See full

Return on equity-7.5%—

Debt / equity0.1×0.0×

Current ratio0.5×-0.1×

Where this comes from

Reported directly by Green Dot in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Green Dot’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

Ask your AI about Green Dot's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Green Dot's allowance for credit losses?: Green Dot (GDOT) reported allowance for credit losses of $21.65M in Q1 2026.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.