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Flagstar Bank FLG Allowance for credit losses

Allowance for credit losses at other companies

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JPMorgan ChaseJPM
$25.93B+2.9%
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F.N.B. CorporationFNB
$443M+3.3%
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Axos FinancialAX
$346.7M+23.8%
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$173.91M+5.4%
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United BanksharesUBSI
$299.6M-3.5%
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Home BancSharesHOMB
$297.63M+6.3%

Other financials

Income statement

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Revenue$10.0M+66.7%
Net income$21.0M+121%
EPS (diluted)$0.03+112%

Balance sheet

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Cash & equivalents$7.1B-44.0%
Total debt$23.6B+33.8%
Total equity$8.1B-0.4%
Total assets$87.1B-10.8%

Cash flow

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Operating cash flow-$118.0M+80.0%
CapEx$11.0M+1,000%
Free cash flow$3.0B+1,543%

Valuation

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Market cap$6.11B

Profitability

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Net margin2,407.4%-184pp
FCF margin3,788.9%

Returns & leverage

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Return on equity-4.7%-2.2pp
Debt / equity2.9×+0.7×

Where this comes from

Reported directly by Flagstar Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Flagstar Bank ’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Flagstar Bank 's allowance for credit losses?
Flagstar Bank (FLG) reported allowance for credit losses of $954M in Q1 2026.
How has Flagstar Bank 's allowance for credit losses changed year-over-year?
Flagstar Bank 's allowance for credit losses decreased by 18.3% year-over-year, from $1.17B to $954M.
What is the long-term trend for Flagstar Bank 's allowance for credit losses?
Over 5 years (2020 to 2025), Flagstar Bank 's allowance for credit losses has grown at a 39.6% compound annual growth rate (CAGR), from $194M to $1.03B.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.