Skip to content

Axos Financial AX Allowance for credit losses

Allowance for credit losses at other companies

Ally Financial logo
Ally FinancialALLY
$3.54B+4.2%
Flagstar Bank
 logo
Flagstar Bank FLG
$954M-18.3%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$327.89M+46.2%
TFS Financial logo
TFS FinancialTFSL
$29.95M+1.9%
Charles Schwab Corporation logo
Charles Schwab CorporationSCHW
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI

Other financials

Income statement

See full
Revenue$392.2M+27.0%
Net income$124.7M+18.5%
EPS (diluted)$2.15+18.8%

Balance sheet

See full
Cash & equivalents$1.4B-40.1%
Total debt$371.8M-5.1%
Total equity$3.1B+17.7%
Total assets$29.2B+22.0%

Cash flow

See full
Operating cash flow$42.0M-43.0%
CapEx$143.3M+1,575%
Free cash flow$85.4M-45.4%

Valuation

See full
Market cap$5.01B+30.9%

Profitability

See full
Net margin33.5%-1.3pp
FCF margin31.5%+3.2pp

Returns & leverage

See full
Return on equity16.8%-1.0pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Axos Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Axos Financial’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

Ask your AI about Axos Financial's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Axos Financial's allowance for credit losses?
Axos Financial (AX) reported allowance for credit losses of $346.7M in Q1 2026.
How has Axos Financial's allowance for credit losses changed year-over-year?
Axos Financial's allowance for credit losses increased by 23.8% year-over-year, from $279.95M to $346.7M.
What is the long-term trend for Axos Financial's allowance for credit losses?
Over 4 years (2021 to 2025), Axos Financial's allowance for credit losses has grown at a 21.5% compound annual growth rate (CAGR), from $132.96M to $290.05M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.