Skip to content
Screener

Ally Financial ALLY Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$26.15B+4.8%
Charles Schwab Corporation logo
Charles Schwab CorporationSCHW
$37M+68.2%
First US Bancshares, Inc. logo
First US Bancshares, Inc.FUSB
$10.88M-4.4%
ChoiceOne Financial logo
ChoiceOne FinancialCOFS
$35.74M+2.7%
Credit Acceptance logo
Credit AcceptanceCACC
$3.62B+3.5%
Capital One Financial logo
Capital One FinancialCOF
$22.97B-3.8%

Other financials

Income statement

See full
Revenue$2.1B+36.4%
Net income$367.0M+4.3%
EPS (diluted)$0.93+213%

Balance sheet

See full
Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

See full
Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

See full
Market cap$13.61B+18.8%
Enterprise value$25.14B+33.3%
P/E9.7×-16.8×

Profitability

See full
Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

See full
Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The source filing: Ally Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 5:21 PM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0000040729-26-000009
($ in millions, except share data)March 31, 2026December 31, 2025
Loans held-for-sale, net337549
Finance receivables and loans, net
Finance receivables and loans, net of unearned income139,890137,454
Allowance for loan losses(3,540)(3,490)
Total finance receivables and loans, net136,350133,964
Investment in operating leases, net8,6998,772
Premiums receivable and other insurance assets2,8172,844
Other assets11,31011,623

Item 1. Financial Statements

FAQ

What is Ally Financial's allowance for credit losses?
Ally Financial (ALLY) reported allowance for credit losses of $3.54B in Q1 2026.
How has Ally Financial's allowance for credit losses changed year-over-year?
Ally Financial's allowance for credit losses increased by 4.2% year-over-year, from $3.4B to $3.54B.
What is the long-term trend for Ally Financial's allowance for credit losses?
Over 5 years (2020 to 2025), Ally Financial's allowance for credit losses has grown at a 1.2% compound annual growth rate (CAGR), from $3.28B to $3.49B.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Ask your AI about Ally Financial's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude