Skip to content
Screener

Capital One Financial COF Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan Chase logo
JPMorgan ChaseJPM
$26.15B+4.8%
Ally Financial logo
Ally FinancialALLY
$3.54B+4.2%
Bank of America logo
Bank of AmericaBAC
$13.11B-1.3%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.41B-1.1%
Auburn National Bancorporation logo
Auburn National BancorporationAUBN
$6.78M+0.4%
Citigroup logo
CitigroupC
$19.96B+4.4%

Other financials

Income statement

See full
Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

See full
Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

See full
Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

See full
Market cap$135.97B-0.1%
Enterprise value$126.15B-1.4%
P/E12.9×
P/S2.2×-1.0×

Profitability

See full
Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

See full
Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The source filing: Capital One Financial’s 10-Q, filed July 28, 2026.

Filed
Jul 28, 2026, 5:08 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000927628-26-000089
(Dollars in millions, except per share-related data)June 30, 2026December 31, 2025
Unsecuritized loans held for investment431,440425,665
Loans held in consolidated trusts25,72827,957
Total loans held for investment457,168453,622
Allowance for credit losses(22,966)(23,409)
Net loans held for investment434,202430,213
Loans held for sale ($206 million and $755 million carried at fair value as of June 30, 2026 and December 31, 2025, respectively)264760
Premises and equipment, net6,2445,602
Interest receivable3,4323,492

Item 1. Financial Statements

FAQ

What is Capital One Financial's allowance for credit losses?
Capital One Financial (COF) reported allowance for credit losses of $22.97B in Q2 2026.
How has Capital One Financial's allowance for credit losses changed year-over-year?
Capital One Financial's allowance for credit losses decreased by 3.8% year-over-year, from $23.87B to $22.97B.
What is the long-term trend for Capital One Financial's allowance for credit losses?
Over 5 years (2020 to 2025), Capital One Financial's allowance for credit losses has grown at a 8.5% compound annual growth rate (CAGR), from $15.56B to $23.41B.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Ask your AI about Capital One Financial's allowance for credit losses.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude