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Capital One Financial COF Allowance for credit losses
Allowance for credit losses at other companies
Other financials
Where this comes from
Reported directly by Capital One Financial in its filing.
Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.
The source filing: Capital One Financial’s 10-Q, filed July 28, 2026.
- Filed
- Jul 28, 2026, 5:08 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000927628-26-000089
| (Dollars in millions, except per share-related data) | June 30, 2026 | December 31, 2025 |
|---|---|---|
| Unsecuritized loans held for investment | 431,440 | 425,665 |
| Loans held in consolidated trusts | 25,728 | 27,957 |
| Total loans held for investment | 457,168 | 453,622 |
| Allowance for credit losses | (22,966) | (23,409) |
| Net loans held for investment | 434,202 | 430,213 |
| Loans held for sale ($206 million and $755 million carried at fair value as of June 30, 2026 and December 31, 2025, respectively) | 264 | 760 |
| Premises and equipment, net | 6,244 | 5,602 |
| Interest receivable | 3,432 | 3,492 |
Item 1. Financial Statements
FAQ
- What is Capital One Financial's allowance for credit losses?
- Capital One Financial (COF) reported allowance for credit losses of $22.97B in Q2 2026.
- How has Capital One Financial's allowance for credit losses changed year-over-year?
- Capital One Financial's allowance for credit losses decreased by 3.8% year-over-year, from $23.87B to $22.97B.
- What is the long-term trend for Capital One Financial's allowance for credit losses?
- Over 5 years (2020 to 2025), Capital One Financial's allowance for credit losses has grown at a 8.5% compound annual growth rate (CAGR), from $15.56B to $23.41B.
- What does allowance for credit losses mean?
- Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.
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