Discontinued — last reported Q4 '23

Allowance for credit losses

Non-Current Assets

Wells Fargo & Company Allowance for credit losses increased by 0.4% to $13.80B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 86231249999900.0%, from $0.02 to $13.80B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -6.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2023
Parent metricNet loans

How to read this metric

An increase suggests management expects higher future defaults or a worsening economic environment, while a decrease suggests improved credit quality.

Detailed definition

This is a contra-asset account representing the bank's estimate of the portion of its loan portfolio that will not be co...

Peer comparison

A standard regulatory and accounting requirement for all lending institutions to reflect credit risk.

Metric ID: bank_allowance_for_credit_losses

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$16.39B$0.02$0.02$12.68B$12.88B$0.01$0.01$13.71B$14.79B$0.02$0.02$14.86B$14.79B$0.02$0.02$14.55B$0.02$13.74B$13.80B
QoQ Change-100.0%-9.4%>999%+1.6%-100.0%+1.4%>999%+7.9%-100.0%+0.6%>999%-0.5%-100.0%-1.2%>999%-100.0%>999%+0.4%
YoY Change-21.4%-17.6%-7.8%+8.1%+14.8%+14.3%+13.4%+8.4%+0.0%+1.2%-0.6%-2.1%-100.0%>999%>999%
% of Net loans2.0%0.0%0.0%1.4%1.4%0.0%0.0%1.5%1.6%0.0%0.0%1.6%1.6%0.0%0.0%1.6%0.0%
Share Change-2.0pp-0.0pp+1.4pp-0.0pp-1.4pp+0.0pp+1.5pp+0.1pp-1.6pp+0.0pp+1.6pp+0.0pp-1.6pp-0.0pp+1.6pp-1.6pp
Range$0.01$16.39B
CAGR-3.8%
Avg YoY Growth>999%
Median YoY Growth+1.2%
Current Streak2 quarters growth

Frequently Asked Questions

What is Wells Fargo & Company's allowance for credit losses?
Wells Fargo & Company (WFC) reported allowance for credit losses of $13.80B in Q4 2025.
How has Wells Fargo & Company's allowance for credit losses changed year-over-year?
Wells Fargo & Company's allowance for credit losses increased by 86231249999900.0% year-over-year, from $0.02 to $13.80B.
What is the long-term trend for Wells Fargo & Company's allowance for credit losses?
Over 5 years (2020 to 2025), Wells Fargo & Company's allowance for credit losses has grown at a -6.9% compound annual growth rate (CAGR), from $19.71B to $13.80B.
What does allowance for credit losses mean?
The amount of money set aside to cover potential losses from loans that may not be repaid.

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