What is Truist Financial's allowance for credit losses?

Truist Financial (TFC) reported allowance for credit losses of $5.03B in Q1 2026.

What is the long-term trend for Truist Financial's allowance for credit losses?

Over 2 years (2023 to 2025), Truist Financial's allowance for credit losses has grown at a 2.4% compound annual growth rate (CAGR), from $4.8B to $5.03B.

What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Truist Financial TFC Allowance for credit losses

Allowance for credit losses at other companies

JPMorgan ChaseJPM

$25.93B+2.9%

M&T BankMTB

$2.14B-2.9%

First HorizonFHN

$730M-11.2%

F.N.B. CorporationFNB

$443M+3.3%

Bank of AmericaBAC

$13.15B-0.8%

Wells Fargo & CompanyWFC

$14.37B-1.2%

Other financials

Income statement

See full

Revenue$5.2B+5.2%

Net income$1.5B+17.4%

EPS (diluted)$1.09+25.3%

Balance sheet

See full

Total debt$70.3B—

Total equity$64.2B—

Total assets$548.98B—

Cash flow

See full

Operating cash flow$679.0M-9.0%

CapEx$141.0M+10.2%

Free cash flow$2.6B-43.8%

Valuation

See full

Market cap$62.03B+17.6%

P/E11.2×+0.5×

P/S3×-0.9×

Profitability

See full

Net margin26.9%-9.8pp

FCF margin52.7%+17.6pp

Returns & leverage

See full

Return on equity8.2%—

Debt / equity1.1×—

Where this comes from

Reported directly by Truist Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest.

The official record: Truist Financial’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Truist Financial's allowance for credit losses?: Truist Financial (TFC) reported allowance for credit losses of $5.03B in Q1 2026.
What is the long-term trend for Truist Financial's allowance for credit losses?: Over 2 years (2023 to 2025), Truist Financial's allowance for credit losses has grown at a 2.4% compound annual growth rate (CAGR), from $4.8B to $5.03B.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.