Allowance for credit losses
Citigroup Allowance for credit losses increased by 2.0% to $19.64B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 4.9%, from $18.73B to $19.64B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -5.1% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.00M | $9.00M | $16.46B | $15.39B | $15.95B | $16.31B | $16.97B | $17.17B | $17.50B | $17.63B | $18.15B | $18.30B | $18.22B | $18.36B | $18.57B | $18.73B | $19.12B | $19.21B | $19.25B | $19.64B |
| QoQ Change | — | +12.5% | >999% | -6.5% | +3.6% | +2.2% | +4.1% | +1.1% | +1.9% | +0.8% | +2.9% | +0.8% | -0.4% | +0.8% | +1.2% | +0.8% | +2.1% | +0.4% | +0.2% | +2.0% |
| YoY Change | — | — | — | — | >999% | >999% | +3.2% | +11.5% | +9.7% | +8.1% | +6.9% | +6.6% | +4.1% | +4.1% | +2.4% | +2.4% | +5.0% | +4.6% | +3.6% | +4.9% |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Citigroup's allowance for credit losses?
- Citigroup (C) reported allowance for credit losses of $19.64B in Q1 2026.
- How has Citigroup's allowance for credit losses changed year-over-year?
- Citigroup's allowance for credit losses increased by 4.9% year-over-year, from $18.73B to $19.64B.
- What is the long-term trend for Citigroup's allowance for credit losses?
- Over 5 years (2020 to 2025), Citigroup's allowance for credit losses has grown at a -5.1% compound annual growth rate (CAGR), from $24.96B to $19.25B.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.