Discontinued — last reported Q4 '23
Allowance for credit losses
Non-Current AssetsCitigroup Allowance for credit losses decreased by 10.1% to $21.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1046.0%, from $1.87B to $21.37B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows an upward trend with a 229.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic environment, while a decrease suggests improved credit quality.
Detailed definition
This is a contra-asset account representing the bank's estimate of the portion of its loan portfolio that will not be co...
Peer comparison
A standard regulatory and accounting requirement for all lending institutions to reflect credit risk.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $60.00M | $58.00M | $53.00M | $43.00M | $74.00M | $141.00M | $123.00M | $528.00M | $659.00M | $698.00M | $1.79B | $1.72B | $1.91B | $1.87B | $1.87B | $2.21B | $2.70B | $23.78B | $21.37B |
| QoQ Change | — | -3.3% | -8.6% | -18.9% | +72.1% | +90.5% | -12.8% | +329.3% | +24.8% | +5.9% | +156.2% | -3.7% | +11.0% | -2.2% | -0.2% | +18.3% | +22.3% | +781.0% | -10.1% |
| YoY Change | — | — | — | — | +23.3% | +143.1% | +132.1% | >999% | +790.5% | +395.0% | >999% | +226.1% | +190.0% | +167.8% | +4.3% | +28.1% | +41.2% | >999% | >999% |
| % of Net loans | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.1% | 0.1% | 0.1% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.3% | 0.4% | 3.3% | 2.9% |
| Share Change | — | -0.0pp | -0.0pp | -0.0pp | +0.0pp | +0.0pp | -0.0pp | +0.1pp | +0.0pp | +0.0pp | +0.2pp | -0.0pp | +0.0pp | -0.0pp | -0.0pp | +0.0pp | +0.1pp | +2.9pp | -0.4pp |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Citigroup's allowance for credit losses?
- Citigroup (C) reported allowance for credit losses of $21.37B in Q4 2025.
- How has Citigroup's allowance for credit losses changed year-over-year?
- Citigroup's allowance for credit losses increased by 1046.0% year-over-year, from $1.87B to $21.37B.
- What is the long-term trend for Citigroup's allowance for credit losses?
- Over 5 years (2020 to 2025), Citigroup's allowance for credit losses has grown at a 229.5% compound annual growth rate (CAGR), from $55.00M to $21.37B.
- What does allowance for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.