Discontinued — last reported Q3 '21
Net loans
Non-Current AssetsCitigroup Net loans increased by 2.6% to $732.98B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.4%, from $675.91B to $732.98B. Over 5 years (FY 2020 to FY 2025), Net loans shows an upward trend with a 2.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2020
Last reportedQ3 2021
How to read this metric
Reflects the net value of the bank's core earning assets; growth indicates a healthy, expanding, and adequately reserved loan book.
Detailed definition
The total value of the loan portfolio calculated by subtracting the allowance for credit losses from the gross loan bala...
Peer comparison
Standard balance sheet metric for all financial institutions to report the net value of their primary earning assets.
Metric ID:
bank_net_loansHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $657.60B | $647.05B | $651.31B | $644.28B | $641.38B | $629.65B | $640.25B | $634.83B | $643.12B | $648.72B | $671.22B | $656.28B | $669.51B | $670.57B | $675.91B | $683.33B | $706.22B | $714.70B | $732.98B |
| QoQ Change | — | -1.6% | +0.7% | -1.1% | -0.4% | -1.8% | +1.7% | -0.8% | +1.3% | +0.9% | +3.5% | -2.2% | +2.0% | +0.2% | +0.8% | +1.1% | +3.4% | +1.2% | +2.6% |
| YoY Change | — | — | — | — | -2.5% | -2.7% | -1.7% | -1.5% | +0.3% | +3.0% | +4.8% | +3.4% | +4.1% | +3.4% | +0.7% | +4.1% | +5.5% | +6.6% | +8.4% |
Range$629.65B – $732.98B
CAGR+2.4%
Avg YoY Growth+2.4%
Median YoY Growth+3.4%
Current Streak7 quarters growth
Net loans at Other Companies
Frequently Asked Questions
- What is Citigroup's net loans?
- Citigroup (C) reported net loans of $732.98B in Q4 2025.
- How has Citigroup's net loans changed year-over-year?
- Citigroup's net loans increased by 8.4% year-over-year, from $675.91B to $732.98B.
- What is the long-term trend for Citigroup's net loans?
- Over 5 years (2020 to 2025), Citigroup's net loans has grown at a 2.4% compound annual growth rate (CAGR), from $650.93B to $732.98B.
- What does net loans mean?
- The value of the bank's loan portfolio after accounting for expected losses.