Discontinued — last reported Q4 '23
Allowance for credit losses
Non-Current AssetsMorgan Stanley Allowance for credit losses increased by 119535374768.0% to $1.13B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 42.2%, from $796.00M to $1.13B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows an upward trend with a 6.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase suggests management expects higher future defaults or a worsening economic environment, while a decrease suggests improved credit quality.
Detailed definition
This is a contra-asset account representing the bank's estimate of the portion of its loan portfolio that will not be co...
Peer comparison
A standard regulatory and accounting requirement for all lending institutions to reflect credit risk.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $687.00M | $684.00M | $654.00M | $679.00M | $762.00M | $749.00M | $839.00M | $970.00M | $1.08B | $1.16B | $1.17B | $1.14B | $1.18B | $1.10B | $796.00M | $1.13B | $1.04 | $0.95 | $1.13B |
| QoQ Change | — | -0.4% | -4.4% | +3.8% | +12.2% | -1.7% | +12.0% | +15.6% | +11.4% | +7.0% | +1.0% | -2.4% | +3.0% | -6.0% | -27.9% | +42.3% | -100.0% | -9.3% | >999% |
| YoY Change | — | — | — | — | +10.9% | +9.5% | +28.3% | +42.9% | +41.9% | +54.5% | +39.3% | +17.6% | +8.7% | -4.6% | -31.9% | -0.7% | -100.0% | -100.0% | +42.2% |
| % of Net loans | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.4% | 0.5% | 0.5% | 0.6% | 100.0% | 0.6% | 0.6% | 0.5% | 0.4% | 0.5% | 0.0% | — | 0.4% |
| Share Change | — | -0.0pp | -0.1pp | -0.0pp | +0.0pp | -0.0pp | +0.0pp | +0.1pp | +0.1pp | +0.0pp | +99.4pp | -99.4pp | -0.0pp | -0.0pp | -0.2pp | +0.1pp | -0.5pp | — | — |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Morgan Stanley's allowance for credit losses?
- Morgan Stanley (MS) reported allowance for credit losses of $1.13B in Q4 2025.
- How has Morgan Stanley's allowance for credit losses changed year-over-year?
- Morgan Stanley's allowance for credit losses increased by 42.2% year-over-year, from $796.00M to $1.13B.
- What is the long-term trend for Morgan Stanley's allowance for credit losses?
- Over 5 years (2020 to 2025), Morgan Stanley's allowance for credit losses has grown at a 6.3% compound annual growth rate (CAGR), from $835.00M to $1.13B.
- What does allowance for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.