Allowance for credit losses
Ameriprise Financial Allowance for credit losses increased by 3.8% to $54.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 17.4%, from $46.00M to $54.00M. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -5.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase often signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease may suggest improved borrower health.
Detailed definition
A contra-asset account representing the bank's estimate of uncollectible amounts within its loan portfolio. This reserve...
Peer comparison
Required by accounting standards (e.g., CECL or IFRS 9) for all banks; essential for comparing risk-adjusted performance.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $53.00M | $51.00M | $50.00M | $48.00M | $52.00M | $57.00M | $59.00M | $59.00M | $61.00M | $64.00M | $63.00M | $60.00M | $57.00M | $56.00M | $54.00M | $46.00M | $47.00M | $48.00M | $52.00M | $54.00M |
| QoQ Change | — | -3.8% | -2.0% | -4.0% | +8.3% | +9.6% | +3.5% | +0.0% | +3.4% | +4.9% | -1.6% | -4.8% | -5.0% | -1.8% | -3.6% | -14.8% | +2.2% | +2.1% | +8.3% | +3.8% |
| YoY Change | — | — | — | — | -1.9% | +11.8% | +18.0% | +22.9% | +17.3% | +12.3% | +6.8% | +1.7% | -6.6% | -12.5% | -14.3% | -23.3% | -17.5% | -14.3% | -3.7% | +17.4% |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Ameriprise Financial's allowance for credit losses?
- Ameriprise Financial (AMP) reported allowance for credit losses of $54.00M in Q1 2026.
- How has Ameriprise Financial's allowance for credit losses changed year-over-year?
- Ameriprise Financial's allowance for credit losses increased by 17.4% year-over-year, from $46.00M to $54.00M.
- What is the long-term trend for Ameriprise Financial's allowance for credit losses?
- Over 5 years (2020 to 2025), Ameriprise Financial's allowance for credit losses has grown at a -5.2% compound annual growth rate (CAGR), from $68.00M to $52.00M.
- What does allowance for credit losses mean?
- The amount of money the bank has set aside to cover potential losses from loans that may not be repaid.