Discontinued — last reported Q3 '23
Non-Current Assets
Allowance for credit losses
Charles Schwab Corporation Allowance for credit losses remained flat by 0.0% to $22.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.0%, from $20.00M to $22.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2017
Last reportedQ3 2023
Parent metricNet loans
How to read this metric
An increase often signals management's expectation of deteriorating credit quality or economic headwinds, while a decrease may suggest improved borrower health.
Detailed definition
A contra-asset account representing the bank's estimate of uncollectible amounts within its loan portfolio. This reserve...
Peer comparison
Required by accounting standards (e.g., CECL or IFRS 9) for all banks; essential for comparing risk-adjusted performance.
Metric ID:
bank_allowance_for_credit_lossesHistorical Data
18 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $13.00M | $13.00M | $0.00 | $28.00M | $37.00M | $49.00M | $73.00M | $74.00M | $75.00M | $54.00M | $38.00M | $32.00M | $20.00M | $20.00M | $21.00M | $21.00M | $22.00M | $22.00M |
| QoQ Change | — | +0.0% | -100.0% | — | +32.1% | +32.4% | +49.0% | +1.4% | +1.4% | -28.0% | -29.6% | -15.8% | -37.5% | +0.0% | +5.0% | +0.0% | +4.8% | +0.0% |
| YoY Change | — | — | — | — | +184.6% | +276.9% | — | +164.3% | +102.7% | +10.2% | -47.9% | -56.8% | -73.3% | -63.0% | -44.7% | -34.4% | +10.0% | +10.0% |
Range$0.00 – $75.00M
CAGR+13.2%
Avg YoY Growth+33.7%
Median YoY Growth+10.0%
Current Streak5 quarters growth
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Charles Schwab Corporation's allowance for credit losses?
- Charles Schwab Corporation (SCHW) reported allowance for credit losses of $22.00M in Q3 2025.
- How has Charles Schwab Corporation's allowance for credit losses changed year-over-year?
- Charles Schwab Corporation's allowance for credit losses increased by 10.0% year-over-year, from $20.00M to $22.00M.
- What does allowance for credit losses mean?
- The amount of money the bank has set aside to cover potential losses from loans that may not be repaid.