Non-Current Assets

Allowance for credit losses

Robinhood Markets, Inc. Allowance for credit losses increased by 4.9% to $43.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.3%, from $39.00M to $43.00M. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2023
Last reportedQ4 2025
Parent metricNet loans

How to read this metric

An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.

Detailed definition

A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...

Peer comparison

Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.

Metric ID: bank_allowance_for_credit_losses

Historical Data

13 periods
 Q4 '22Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$0.00$0.00$22.00M$32.00M$32.00M$34.00M$38.00M$40.00M$39.00M$40.00M$41.00M$41.00M$43.00M
QoQ Change+45.5%+0.0%+6.3%+11.8%+5.3%-2.5%+2.6%+2.5%+0.0%+4.9%
YoY Change+72.7%+25.0%+21.9%+17.6%+7.9%+2.5%+10.3%
Range$0.00$43.00M
Avg YoY Growth+22.6%
Median YoY Growth+17.6%
Current Streak4 quarters growth

Frequently Asked Questions

What is Robinhood Markets, Inc.'s allowance for credit losses?
Robinhood Markets, Inc. (HOOD) reported allowance for credit losses of $43.00M in Q1 2026.
How has Robinhood Markets, Inc.'s allowance for credit losses changed year-over-year?
Robinhood Markets, Inc.'s allowance for credit losses increased by 10.3% year-over-year, from $39.00M to $43.00M.
What does allowance for credit losses mean?
The reserve set aside to cover potential losses from loans that may not be repaid.