Robinhood Markets, Inc. Allowance for credit losses increased by 4.9% to $43.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.3%, from $39.00M to $43.00M. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_losses| Q4 '22 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $0.00 | $0.00 | $22.00M | $32.00M | $32.00M | $34.00M | $38.00M | $40.00M | $39.00M | $40.00M | $41.00M | $41.00M | $43.00M |
| QoQ Change | — | — | — | +45.5% | +0.0% | +6.3% | +11.8% | +5.3% | -2.5% | +2.6% | +2.5% | +0.0% | +4.9% |
| YoY Change | — | — | — | — | — | — | +72.7% | +25.0% | +21.9% | +17.6% | +7.9% | +2.5% | +10.3% |