Non-Current Assets
Allowance for credit losses
Huntington Bancshares Allowance for credit losses increased by 27.8% to $3.24B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 43.3%, from $2.26B to $3.24B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows an upward trend with a 6.9% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2012
Last reportedQ1 2026Apr 30, 2026
Parent metricNet loans
How to read this metric
An increase relative to total loans may signal management's expectation of deteriorating credit conditions or economic stress.
Detailed definition
This is a contra-asset account that represents the bank's estimate of potential losses within its loan portfolio. It is...
Peer comparison
Standardized across the industry under accounting frameworks like CECL or IFRS 9.
Metric ID:
bank_allowance_for_credit_lossesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.22B | $2.11B | $2.03B | $2.02B | $2.07B | $2.11B | $2.12B | $2.14B | $2.18B | $2.21B | $2.26B | $2.28B | $2.3B | $2.24B | $2.24B | $2.26B | $2.33B | $2.37B | $2.54B | $3.24B |
| QoQ Change | — | -5.0% | -3.7% | -0.6% | +2.8% | +1.7% | +0.5% | +1.0% | +1.6% | +1.4% | +2.1% | +1.1% | +1.1% | -3.0% | +0.4% | +0.8% | +3.0% | +1.8% | +6.9% | +27.8% |
| YoY Change | — | — | — | — | -6.5% | +0.1% | +4.5% | +6.1% | +5.0% | +4.6% | +6.3% | +6.4% | +5.8% | +1.2% | -0.5% | -0.7% | +1.2% | +6.2% | +13.1% | +43.3% |
| % of Net loans | 2.0% | 1.9% | 1.8% | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Share Change | — | -0.1pp | -0.1pp | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
Range$2.02B – $3.24B
CAGR+8.3%
Avg YoY Growth+6.0%
Median YoY Growth+4.8%
Current Streak6 quarters growth
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Huntington Bancshares's allowance for credit losses?
- Huntington Bancshares (HBAN) reported allowance for credit losses of $3.24B in Q1 2026.
- How has Huntington Bancshares's allowance for credit losses changed year-over-year?
- Huntington Bancshares's allowance for credit losses increased by 43.3% year-over-year, from $2.26B to $3.24B.
- What is the long-term trend for Huntington Bancshares's allowance for credit losses?
- Over 5 years (2020 to 2025), Huntington Bancshares's allowance for credit losses has grown at a 6.9% compound annual growth rate (CAGR), from $1.81B to $2.54B.
- What does allowance for credit losses mean?
- The reserve fund set aside to cover potential losses from loans that might not be repaid.